Bootstrap Dreams

Bootstrap Dreams

Author: Nancy Jurik

Publisher: Cornell University Press

Published: 2018-08-06

Total Pages: 271

ISBN-13: 1501731378

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Declines in real wages, increases in the number of poor families, and cutbacks to welfare and other safety-net programs have stimulated the popularity of microenterprise development programs (MDPs). These programs typically offer training and loans to individuals seeking to operate very small businesses. MDPs are often presented as a path to the self-sufficiency that comes with entrepreneurship and as an example of the success of market-based alternatives to government programs. In Bootstrap Dreams, Nancy C. Jurik analyzes the origins and maturation of these programs in the United States. Based on a national sample of fifty programs and an eight-year case study of one in particular, this is a rare book about microenterprise development. Jurik understands the positive social mission of MDPs, but she is not blind to the problems that they encounter. Jurik's clear perception of potential difficulties and her keen ability to place the microenterprise movement in the larger context of welfare reform and globalization make Bootstrap Dreams a valuable book.


Book Synopsis Bootstrap Dreams by : Nancy Jurik

Download or read book Bootstrap Dreams written by Nancy Jurik and published by Cornell University Press. This book was released on 2018-08-06 with total page 271 pages. Available in PDF, EPUB and Kindle. Book excerpt: Declines in real wages, increases in the number of poor families, and cutbacks to welfare and other safety-net programs have stimulated the popularity of microenterprise development programs (MDPs). These programs typically offer training and loans to individuals seeking to operate very small businesses. MDPs are often presented as a path to the self-sufficiency that comes with entrepreneurship and as an example of the success of market-based alternatives to government programs. In Bootstrap Dreams, Nancy C. Jurik analyzes the origins and maturation of these programs in the United States. Based on a national sample of fifty programs and an eight-year case study of one in particular, this is a rare book about microenterprise development. Jurik understands the positive social mission of MDPs, but she is not blind to the problems that they encounter. Jurik's clear perception of potential difficulties and her keen ability to place the microenterprise movement in the larger context of welfare reform and globalization make Bootstrap Dreams a valuable book.


The Community Development Reader

The Community Development Reader

Author: James DeFilippis

Publisher: Routledge

Published: 2013-03-05

Total Pages: 418

ISBN-13: 1135705232

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The Community Development Reader is the first comprehensive reader in the past thirty years that brings together practice, theory and critique concerning communities as sites of social change. With chapters written by some of the leading scholars and practitioners in the field, the book presents a diverse set of perspectives on community development. These selections inform the reader about established and emerging community development institutions and practices as well as the main debates in the field. The second edition is significantly updated and expanded to include a section on globalization as well as new chapters on the foreclosure crisis, and emerging forms of community .


Book Synopsis The Community Development Reader by : James DeFilippis

Download or read book The Community Development Reader written by James DeFilippis and published by Routledge. This book was released on 2013-03-05 with total page 418 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Community Development Reader is the first comprehensive reader in the past thirty years that brings together practice, theory and critique concerning communities as sites of social change. With chapters written by some of the leading scholars and practitioners in the field, the book presents a diverse set of perspectives on community development. These selections inform the reader about established and emerging community development institutions and practices as well as the main debates in the field. The second edition is significantly updated and expanded to include a section on globalization as well as new chapters on the foreclosure crisis, and emerging forms of community .


Insufficient Funds

Insufficient Funds

Author: Rebecca M. Blank

Publisher: Russell Sage Foundation

Published: 2009-03-26

Total Pages: 336

ISBN-13: 1610445880

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One in four American adults doesn’t have a bank account. Low-income families lack access to many of the basic financial services middle-class families take for granted and are particularly susceptible to financial emergencies, unemployment, loss of a home, and uninsured medical problems. Insufficient Funds explores how institutional constraints and individual decisions combine to produce this striking disparity and recommends policies to help alleviate the problem. Mainstream financial services are both less available and more expensive for low-income households. High fees, minimum-balance policies, and the relative scarcity of banks in poor neighborhoods are key factors. Michael Barr reports the results of an in-depth study of financial behavior in 1,000 low- and moderate-income families in metropolitan Detroit. He finds that most poor households have bank accounts, but combine use of mainstream services with alternative options such as money orders, pawnshops, and payday lenders. Barr suggests that a tax credit for banks serving primarily disadvantaged customers could facilitate greater equality in the private financial sector. Drawing on evidence from behavioral economics, Sendhil Mullainathan and Eldar Shafir show that low-income individuals exhibit many of the same patterns and weaknesses in financial decision making as middle-class individuals and could benefit from many of the same financial aids. They argue that savings programs that automatically enroll participants and require them to actively opt out in order to leave the program could drastically increase savings ability. Ronald Mann demonstrates that significant changes in the credit market over the past fifteen years have allowed companies to expand credit to a larger share of low-income families. Mann calls for regulations on credit card companies that would require greater disclosure of actual interest rates and fees. Raphael Bostic and Kwan Lee find that while home ownership has risen dramatically over the past twenty years, elevated risks for low-income families—such as foreclosure—may well outweigh the benefits of owning a home. The authors ultimately argue that if we want to demand financial responsibility from low-income households, we have an obligation to assure that these families have access to the banking, credit, and savings institutions that are readily available to higher-income families. Insufficient Funds highlights where and how access is blocked and shows how government policy and individual decisions could combine to eliminate many of these barriers in the future.


Book Synopsis Insufficient Funds by : Rebecca M. Blank

Download or read book Insufficient Funds written by Rebecca M. Blank and published by Russell Sage Foundation. This book was released on 2009-03-26 with total page 336 pages. Available in PDF, EPUB and Kindle. Book excerpt: One in four American adults doesn’t have a bank account. Low-income families lack access to many of the basic financial services middle-class families take for granted and are particularly susceptible to financial emergencies, unemployment, loss of a home, and uninsured medical problems. Insufficient Funds explores how institutional constraints and individual decisions combine to produce this striking disparity and recommends policies to help alleviate the problem. Mainstream financial services are both less available and more expensive for low-income households. High fees, minimum-balance policies, and the relative scarcity of banks in poor neighborhoods are key factors. Michael Barr reports the results of an in-depth study of financial behavior in 1,000 low- and moderate-income families in metropolitan Detroit. He finds that most poor households have bank accounts, but combine use of mainstream services with alternative options such as money orders, pawnshops, and payday lenders. Barr suggests that a tax credit for banks serving primarily disadvantaged customers could facilitate greater equality in the private financial sector. Drawing on evidence from behavioral economics, Sendhil Mullainathan and Eldar Shafir show that low-income individuals exhibit many of the same patterns and weaknesses in financial decision making as middle-class individuals and could benefit from many of the same financial aids. They argue that savings programs that automatically enroll participants and require them to actively opt out in order to leave the program could drastically increase savings ability. Ronald Mann demonstrates that significant changes in the credit market over the past fifteen years have allowed companies to expand credit to a larger share of low-income families. Mann calls for regulations on credit card companies that would require greater disclosure of actual interest rates and fees. Raphael Bostic and Kwan Lee find that while home ownership has risen dramatically over the past twenty years, elevated risks for low-income families—such as foreclosure—may well outweigh the benefits of owning a home. The authors ultimately argue that if we want to demand financial responsibility from low-income households, we have an obligation to assure that these families have access to the banking, credit, and savings institutions that are readily available to higher-income families. Insufficient Funds highlights where and how access is blocked and shows how government policy and individual decisions could combine to eliminate many of these barriers in the future.


American Immigration

American Immigration

Author: James Ciment

Publisher: Routledge

Published: 2015-03-17

Total Pages: 2592

ISBN-13: 1317477162

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Thoroughly revised and expanded, this is the definitive reference on American immigration from both historic and contemporary perspectives. It traces the scope and sweep of U.S. immigration from the earliest settlements to the present, providing a comprehensive, multidisciplinary approach to all aspects of this critically important subject. Every major immigrant group and every era in U.S. history are fully documented and examined through detailed analysis of social, legal, political, economic, and demographic factors. Hot-topic issues and controversies - from Amnesty to the U.S.-Mexican Border - are covered in-depth. Archival and contemporary photographs and illustrations further illuminate the information provided. And dozens of charts and tables provide valuable statistics and comparative data, both historic and current. A special feature of this edition is the inclusion of more than 80 full-text primary documents from 1787 to 2013 - laws and treaties, referenda, Supreme Court cases, historical articles, and letters.


Book Synopsis American Immigration by : James Ciment

Download or read book American Immigration written by James Ciment and published by Routledge. This book was released on 2015-03-17 with total page 2592 pages. Available in PDF, EPUB and Kindle. Book excerpt: Thoroughly revised and expanded, this is the definitive reference on American immigration from both historic and contemporary perspectives. It traces the scope and sweep of U.S. immigration from the earliest settlements to the present, providing a comprehensive, multidisciplinary approach to all aspects of this critically important subject. Every major immigrant group and every era in U.S. history are fully documented and examined through detailed analysis of social, legal, political, economic, and demographic factors. Hot-topic issues and controversies - from Amnesty to the U.S.-Mexican Border - are covered in-depth. Archival and contemporary photographs and illustrations further illuminate the information provided. And dozens of charts and tables provide valuable statistics and comparative data, both historic and current. A special feature of this edition is the inclusion of more than 80 full-text primary documents from 1787 to 2013 - laws and treaties, referenda, Supreme Court cases, historical articles, and letters.


People at Work

People at Work

Author: Marjorie L. DeVault

Publisher: NYU Press

Published: 2008-03

Total Pages: 352

ISBN-13: 081472003X

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People at Work is noted sociologist Marjorie L. DeVault’s groundbreaking collection of original essays on the complexities of the modern-day workplace. By focusing on the lived experiences of the worker, not as an automaton on an assembly line, but as an embodied human of flesh and bone, these essays offer important insight on the realities of the workplace, and their effects on life at home and in communities. With contributions from some of today’s top scholars, each essay is a detailed case study of a different aspect of the working world. Compelling, lively, and sometimes chilling, the contributors address issues from disability rights to immigrant labor, welfare reforms to budget cuts, competition to personal motivations. Each one valuable on its own, the essays in People at Work combine to illuminate the hurdles that workers of all backgrounds struggle with and, more broadly, the impact of change on workers’ lives in the new, increasingly global, economy.


Book Synopsis People at Work by : Marjorie L. DeVault

Download or read book People at Work written by Marjorie L. DeVault and published by NYU Press. This book was released on 2008-03 with total page 352 pages. Available in PDF, EPUB and Kindle. Book excerpt: People at Work is noted sociologist Marjorie L. DeVault’s groundbreaking collection of original essays on the complexities of the modern-day workplace. By focusing on the lived experiences of the worker, not as an automaton on an assembly line, but as an embodied human of flesh and bone, these essays offer important insight on the realities of the workplace, and their effects on life at home and in communities. With contributions from some of today’s top scholars, each essay is a detailed case study of a different aspect of the working world. Compelling, lively, and sometimes chilling, the contributors address issues from disability rights to immigrant labor, welfare reforms to budget cuts, competition to personal motivations. Each one valuable on its own, the essays in People at Work combine to illuminate the hurdles that workers of all backgrounds struggle with and, more broadly, the impact of change on workers’ lives in the new, increasingly global, economy.


Contextual Embeddedness of Women's Entrepreneurship

Contextual Embeddedness of Women's Entrepreneurship

Author: Shumaila Y. Yousafzi

Publisher: Routledge

Published: 2018-03-19

Total Pages: 404

ISBN-13: 1317160207

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Contextual Embeddedness of Women’s Entrepreneurship brings together a range of research that provides powerful insights into the influences and restraints within a diverse set of gendered contexts including social, political, institutional, religious, patriarchal, cultural, family, and economic, in which female entrepreneurs around the world operate their businesses. In doing so, the contributing authors demonstrate not only the importance of studying the contexts in how they shape women’s entrepreneurial activities, but also how female entrepreneurs through their endeavours modify these contexts. Collectively, the edited collection’s studies make a substantial contribution to the contextual embeddedness of women’s entrepreneurial activity, provide numerous insights, and provoke fruitful directions for future research on the important role of the contexts in which women’s entrepreneurial activities take place. This innovative and wide-ranging research anthology seeks to reframe and redirect research on gender and entrepreneurship and will appeal to all those interested in learning more about female entrepreneurship.


Book Synopsis Contextual Embeddedness of Women's Entrepreneurship by : Shumaila Y. Yousafzi

Download or read book Contextual Embeddedness of Women's Entrepreneurship written by Shumaila Y. Yousafzi and published by Routledge. This book was released on 2018-03-19 with total page 404 pages. Available in PDF, EPUB and Kindle. Book excerpt: Contextual Embeddedness of Women’s Entrepreneurship brings together a range of research that provides powerful insights into the influences and restraints within a diverse set of gendered contexts including social, political, institutional, religious, patriarchal, cultural, family, and economic, in which female entrepreneurs around the world operate their businesses. In doing so, the contributing authors demonstrate not only the importance of studying the contexts in how they shape women’s entrepreneurial activities, but also how female entrepreneurs through their endeavours modify these contexts. Collectively, the edited collection’s studies make a substantial contribution to the contextual embeddedness of women’s entrepreneurial activity, provide numerous insights, and provoke fruitful directions for future research on the important role of the contexts in which women’s entrepreneurial activities take place. This innovative and wide-ranging research anthology seeks to reframe and redirect research on gender and entrepreneurship and will appeal to all those interested in learning more about female entrepreneurship.


Women's Entrepreneurship in a Turbulent Era

Women's Entrepreneurship in a Turbulent Era

Author: Colette Henry

Publisher: Edward Elgar Publishing

Published: 2024-08-06

Total Pages: 259

ISBN-13: 1803920823

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Uncovering how women entrepreneurs have navigated adverse situations through innovation and adaptability, WomenÕs Entrepreneurship in a Turbulent Era explores the nuanced experiences of these business owners. It offers valuable insights into women's entrepreneurial efforts in redefining the norms and rules in a rapidly changing world.


Book Synopsis Women's Entrepreneurship in a Turbulent Era by : Colette Henry

Download or read book Women's Entrepreneurship in a Turbulent Era written by Colette Henry and published by Edward Elgar Publishing. This book was released on 2024-08-06 with total page 259 pages. Available in PDF, EPUB and Kindle. Book excerpt: Uncovering how women entrepreneurs have navigated adverse situations through innovation and adaptability, WomenÕs Entrepreneurship in a Turbulent Era explores the nuanced experiences of these business owners. It offers valuable insights into women's entrepreneurial efforts in redefining the norms and rules in a rapidly changing world.


Women's Empowerment and Global Health

Women's Empowerment and Global Health

Author: Shari Dworkin

Publisher: Univ of California Press

Published: 2017

Total Pages: 346

ISBN-13: 0520272889

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"What is women's empowerment, and how and why does it matter for women's health? Despite the rise of a human rights-based approach to women's health and increasing awareness of the synergies between women's health and empowerment, a lack of consensus remains as to how to measure empowerment and successfully intervene in ways that improve health. Women's Empowerment and Global Health provides thirteen detailed, multidisciplinary case studies from across the globe and through the course of a woman's life to show how science and advocacy can be creatively merged to enhance the agency and status of women. Accompanying short videos provide background about programs on the ground in India, the United States, Mexico, Nicaragua, Zimbabwe, and South Africa. Women's Empowerment and Global Health explores the promises and limits of programmatic, scientific, and rights-based work in real-world settings and provides the next generation of researchers and practitioners, as well as students in global and public health, sociology, anthropology, women's studies, law, business, and medicine, with cutting edge and inspirational examples of programs that point the way toward achieving women's equality and fulfilling the right to health."--Provided by publisher.


Book Synopsis Women's Empowerment and Global Health by : Shari Dworkin

Download or read book Women's Empowerment and Global Health written by Shari Dworkin and published by Univ of California Press. This book was released on 2017 with total page 346 pages. Available in PDF, EPUB and Kindle. Book excerpt: "What is women's empowerment, and how and why does it matter for women's health? Despite the rise of a human rights-based approach to women's health and increasing awareness of the synergies between women's health and empowerment, a lack of consensus remains as to how to measure empowerment and successfully intervene in ways that improve health. Women's Empowerment and Global Health provides thirteen detailed, multidisciplinary case studies from across the globe and through the course of a woman's life to show how science and advocacy can be creatively merged to enhance the agency and status of women. Accompanying short videos provide background about programs on the ground in India, the United States, Mexico, Nicaragua, Zimbabwe, and South Africa. Women's Empowerment and Global Health explores the promises and limits of programmatic, scientific, and rights-based work in real-world settings and provides the next generation of researchers and practitioners, as well as students in global and public health, sociology, anthropology, women's studies, law, business, and medicine, with cutting edge and inspirational examples of programs that point the way toward achieving women's equality and fulfilling the right to health."--Provided by publisher.


Poverty, Battered Women, and Work in U.S. Public Policy

Poverty, Battered Women, and Work in U.S. Public Policy

Author: Lisa D. Brush

Publisher: Oxford University Press

Published: 2011-07-28

Total Pages: 208

ISBN-13: 0199875480

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Drawing on longitudinal interviews, government records, and personal narratives, feminist sociologist Lisa Brush examines the intersection of work, welfare, and battering. Brush contrasts conventional wisdom with illuminating analyses of social change and social structures, highlighting how race and class shape women's experiences with poverty and abuse and how "domestic" violence moves out of the home and follows women to work. Brush's unique interview data on work-related control, abuse, and sabotage, together with administrative data on earnings, welfare, and restraining orders, offer new empirical insights on the impact of work requirements and other post-welfare rescission changes on the lives of low-income and battered mothers. Personal narratives provide first-hand accounts of women's perceptions of the broad forces that shape the circumstances of their everyday lives, their health, their prospects, their ambitions, and their diagnoses of their world. Deftly integrating the political and the personal, the administrative and the narrative, the economic and the emotional, Brush underscores the vital need to reexamine ideas, policies, and practices meant to keep women safe and economically productive that instead trap women in poverty and abuse. With her fresh approach to problems people often see as intractable, Brush offers a new way of calculating the costs of battering for the policy makers and practitioners concerned with the well being of poor, battered women and their families and communities.


Book Synopsis Poverty, Battered Women, and Work in U.S. Public Policy by : Lisa D. Brush

Download or read book Poverty, Battered Women, and Work in U.S. Public Policy written by Lisa D. Brush and published by Oxford University Press. This book was released on 2011-07-28 with total page 208 pages. Available in PDF, EPUB and Kindle. Book excerpt: Drawing on longitudinal interviews, government records, and personal narratives, feminist sociologist Lisa Brush examines the intersection of work, welfare, and battering. Brush contrasts conventional wisdom with illuminating analyses of social change and social structures, highlighting how race and class shape women's experiences with poverty and abuse and how "domestic" violence moves out of the home and follows women to work. Brush's unique interview data on work-related control, abuse, and sabotage, together with administrative data on earnings, welfare, and restraining orders, offer new empirical insights on the impact of work requirements and other post-welfare rescission changes on the lives of low-income and battered mothers. Personal narratives provide first-hand accounts of women's perceptions of the broad forces that shape the circumstances of their everyday lives, their health, their prospects, their ambitions, and their diagnoses of their world. Deftly integrating the political and the personal, the administrative and the narrative, the economic and the emotional, Brush underscores the vital need to reexamine ideas, policies, and practices meant to keep women safe and economically productive that instead trap women in poverty and abuse. With her fresh approach to problems people often see as intractable, Brush offers a new way of calculating the costs of battering for the policy makers and practitioners concerned with the well being of poor, battered women and their families and communities.


Women, Violence, and the Media

Women, Violence, and the Media

Author: Drew Humphries

Publisher: UPNE

Published: 2009

Total Pages: 299

ISBN-13: 1555537189

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Provocative collection of essays designed to give students an understanding of media representations of women's experience of violence and to educate a new generation to recognize and critique media images of women


Book Synopsis Women, Violence, and the Media by : Drew Humphries

Download or read book Women, Violence, and the Media written by Drew Humphries and published by UPNE. This book was released on 2009 with total page 299 pages. Available in PDF, EPUB and Kindle. Book excerpt: Provocative collection of essays designed to give students an understanding of media representations of women's experience of violence and to educate a new generation to recognize and critique media images of women