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This book focuses on earthquake insurance for homeowners and their attitudes to the earthquake risk. It is based on a survey of California residents completed just a few months before the Lorna Prieta earthquake.
Book Synopsis Earthquake Insurance In California by : Risa I. Palm
Download or read book Earthquake Insurance In California written by Risa I. Palm and published by Routledge. This book was released on 2019-03-07 with total page 147 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book focuses on earthquake insurance for homeowners and their attitudes to the earthquake risk. It is based on a survey of California residents completed just a few months before the Lorna Prieta earthquake.
This book explores the nature of the earthquake hazard and the availability of insurance and reports on a longitudinal study of homeowners in four California counties to chart their growing concern with earthquakes.
Book Synopsis Earthquake Insurance by : Risa Palm
Download or read book Earthquake Insurance written by Risa Palm and published by Routledge. This book was released on 2019-03-07 with total page 132 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book explores the nature of the earthquake hazard and the availability of insurance and reports on a longitudinal study of homeowners in four California counties to chart their growing concern with earthquakes.
The purpose of this report is to examine issues and problems associated with the availability and procurement of earthquake insurance from points of view of both consumers and providers. The discussion outlines the provisions of earthquake insurance policies currently available to homeowners, businesses, local governments and special districts. It examines the extent to which earthquake insurance is purchased or why it may be unattractive to consumers. The Federal role in providing or promoting earthquake insurance is reviewed. Finally, policies are recommended for the Federal Government and others in order to develop a more adequate system of coverage.
Book Synopsis Earthquake Insurance: a Public Policy Dilemma by : James D. Goltz
Download or read book Earthquake Insurance: a Public Policy Dilemma written by James D. Goltz and published by . This book was released on 1985 with total page 67 pages. Available in PDF, EPUB and Kindle. Book excerpt: The purpose of this report is to examine issues and problems associated with the availability and procurement of earthquake insurance from points of view of both consumers and providers. The discussion outlines the provisions of earthquake insurance policies currently available to homeowners, businesses, local governments and special districts. It examines the extent to which earthquake insurance is purchased or why it may be unattractive to consumers. The Federal role in providing or promoting earthquake insurance is reviewed. Finally, policies are recommended for the Federal Government and others in order to develop a more adequate system of coverage.
Shortly before the Loma Prieta earthquake devastated areas of Northern California in 1989, Risa Palm and her associates had surveyed 2,500 homeowners in the area about their perception of risk from earthquakes. After the quake they surveyed the homeowners again and found that their perception of risk had increased but that most respondents were fatalistic and continued to ignore self-protective measures; those who personally experienced damage were more likely to buy insurance. A rare opportunity to analyze behavior change directly before and after a natural disaster, this survey has implications for policy makers, insurance officials, and those concerned with risk management.
Book Synopsis After a California Earthquake by : Risa Palm
Download or read book After a California Earthquake written by Risa Palm and published by University of Chicago Press. This book was released on 1992-04-15 with total page 150 pages. Available in PDF, EPUB and Kindle. Book excerpt: Shortly before the Loma Prieta earthquake devastated areas of Northern California in 1989, Risa Palm and her associates had surveyed 2,500 homeowners in the area about their perception of risk from earthquakes. After the quake they surveyed the homeowners again and found that their perception of risk had increased but that most respondents were fatalistic and continued to ignore self-protective measures; those who personally experienced damage were more likely to buy insurance. A rare opportunity to analyze behavior change directly before and after a natural disaster, this survey has implications for policy makers, insurance officials, and those concerned with risk management.
Book Synopsis Earthquakes and Earthquake Insurance by : United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Policy Research and Insurance
Download or read book Earthquakes and Earthquake Insurance written by United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Policy Research and Insurance and published by . This book was released on 1990 with total page 1420 pages. Available in PDF, EPUB and Kindle. Book excerpt:
The purpose of this report is to examine issues and problems associated with the availability and procurement of earthquake insurance from points of view of both consumers and providers. The discussion outlines the provisions of earthquake insurance policies currently available to homeowners, businesses, local governments and special districts. It examines the extent to which earthquake insurance is purchased or why it may be unattractive to consumers. The Federal role in providing or promoting earthquake insurance is reviewed. Finally, policies are recommended for the Federal Government and others in order to develop a more adequate system of coverage.
Book Synopsis Earthquake Insurance: a Public Policy Dilemma by : James D. Goltz
Download or read book Earthquake Insurance: a Public Policy Dilemma written by James D. Goltz and published by . This book was released on 1985 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: The purpose of this report is to examine issues and problems associated with the availability and procurement of earthquake insurance from points of view of both consumers and providers. The discussion outlines the provisions of earthquake insurance policies currently available to homeowners, businesses, local governments and special districts. It examines the extent to which earthquake insurance is purchased or why it may be unattractive to consumers. The Federal role in providing or promoting earthquake insurance is reviewed. Finally, policies are recommended for the Federal Government and others in order to develop a more adequate system of coverage.
Book Synopsis Earthquake Hazard Mitigation and Earthquake Insurance by : United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Policy Research and Insurance
Download or read book Earthquake Hazard Mitigation and Earthquake Insurance written by United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Policy Research and Insurance and published by . This book was released on 1990 with total page 528 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Earthquake Losses to Single-family Dwellings by : Karl V. Steinbrugge
Download or read book Earthquake Losses to Single-family Dwellings written by Karl V. Steinbrugge and published by . This book was released on 1990 with total page 76 pages. Available in PDF, EPUB and Kindle. Book excerpt:
The annual estimate of potential insured earthquake losses from analysis of data submitted by property and casualty companies in California. Charts, tables and maps.
Book Synopsis California Earthquake Zoning and Probable Maximum Loss Evaluation Program by :
Download or read book California Earthquake Zoning and Probable Maximum Loss Evaluation Program written by and published by DIANE Publishing. This book was released on 1993-07 with total page 109 pages. Available in PDF, EPUB and Kindle. Book excerpt: The annual estimate of potential insured earthquake losses from analysis of data submitted by property and casualty companies in California. Charts, tables and maps.
"Click to Read Online In an effort to increase the availability and affordability of insurance for catastrophic events, the Catastrophe Obligation Guarantee Act was introduced in Congress in 2009. One of the arguments in support of this provision is that it lowers insurer costs, which lowers premium rates, increases the number of residents who buy catastrophe insurance, decreases the uninsured loss in disasters, and, ultimately, decreases federal disaster-assistance spending. The California Earthquake Authority, a state-managed catastrophe-insurance program that would qualify for the loan guarantees, sought an estimate of the potential magnitude of this effect for earthquakes in California. As part of the analysis, the report examines the price elasticity for earthquake insurance and relationships between earthquake-insurance coverage and loss compensation. We find that catastrophe obligation guarantees would reduce federal disaster-assistance costs by $3 million to $7 million for every $10 billion in total earthquake loss. Our findings show that changes in insurance coverage would have to be dramatic to have an appreciable impact on uninsured loss and disaster assistance. This result suggests that other avenues for increasing earthquake-insurance coverage, including offering new earthquake-insurance products that provide more-attractive options for consumers, might warrant consideration."--Publisher's description.
Book Synopsis Earthquake Insurance and Disaster Assistance by : Tom LaTourrette
Download or read book Earthquake Insurance and Disaster Assistance written by Tom LaTourrette and published by Rand Technical Report. This book was released on 2010 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Click to Read Online In an effort to increase the availability and affordability of insurance for catastrophic events, the Catastrophe Obligation Guarantee Act was introduced in Congress in 2009. One of the arguments in support of this provision is that it lowers insurer costs, which lowers premium rates, increases the number of residents who buy catastrophe insurance, decreases the uninsured loss in disasters, and, ultimately, decreases federal disaster-assistance spending. The California Earthquake Authority, a state-managed catastrophe-insurance program that would qualify for the loan guarantees, sought an estimate of the potential magnitude of this effect for earthquakes in California. As part of the analysis, the report examines the price elasticity for earthquake insurance and relationships between earthquake-insurance coverage and loss compensation. We find that catastrophe obligation guarantees would reduce federal disaster-assistance costs by $3 million to $7 million for every $10 billion in total earthquake loss. Our findings show that changes in insurance coverage would have to be dramatic to have an appreciable impact on uninsured loss and disaster assistance. This result suggests that other avenues for increasing earthquake-insurance coverage, including offering new earthquake-insurance products that provide more-attractive options for consumers, might warrant consideration."--Publisher's description.
