Financial Inclusiveness of the Poor Beyond Microfinance

Financial Inclusiveness of the Poor Beyond Microfinance

Author: Abdul Ghafar Ismail

Publisher:

Published: 2018

Total Pages: 400

ISBN-13: 9789674183998

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Book Synopsis Financial Inclusiveness of the Poor Beyond Microfinance by : Abdul Ghafar Ismail

Download or read book Financial Inclusiveness of the Poor Beyond Microfinance written by Abdul Ghafar Ismail and published by . This book was released on 2018 with total page 400 pages. Available in PDF, EPUB and Kindle. Book excerpt:


Financial Inclusion for Poverty Alleviation

Financial Inclusion for Poverty Alleviation

Author: Essam Yassin Mohammed

Publisher: Routledge

Published: 2017-12-12

Total Pages: 260

ISBN-13: 1351595121

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More than one billion people still live below the poverty line – most of them in South Asia and Sub-Saharan Africa. Financial inclusion is a major issue, as more than three-quarters of the numbers of poor and disadvantaged women and men do not have access to financial products and services, such as bank accounts, affordable and suitable loans, and insurance. The key objective of this book is to provide practical case studies of financial inclusion, rather than focus on academic debates such as the ideological basis of promoting microfinance. Using the recently adopted Sustainable Development Goals as an overall framing of the issues, it shows how poor and disadvantaged women and men can be bankable if the right facilitation for maximizing opportunities and addressing constraints are in place. Case studies confirm that achieving inclusive and sustainable access to financial products and services goes beyond simply enabling poor and disadvantaged women and men to have access to credit, or the ability to open a bank account. Examples from Africa, Asia and Latin America demonstrate encouraging progress in making microcredit accessible to millions of poor people. The foremost challenge, however, has been to ensure that they have access to, and usage intensity of, suitable and affordable financial products and services that meet the needs of their livelihoods as well as risks and mitigation strategies. This requires understanding that poor and disadvantaged women and men do not exist in isolation from complex and interdependent functions in the financial system, which includes a number of actors, diversified services, constraints (not just symptoms) and capacities and incentives. Overall, the book provides a rich source of examples of how building inclusive financial systems can empower the world's poor – by increasing income and employment opportunities, securing livelihoods and reducing poverty.


Book Synopsis Financial Inclusion for Poverty Alleviation by : Essam Yassin Mohammed

Download or read book Financial Inclusion for Poverty Alleviation written by Essam Yassin Mohammed and published by Routledge. This book was released on 2017-12-12 with total page 260 pages. Available in PDF, EPUB and Kindle. Book excerpt: More than one billion people still live below the poverty line – most of them in South Asia and Sub-Saharan Africa. Financial inclusion is a major issue, as more than three-quarters of the numbers of poor and disadvantaged women and men do not have access to financial products and services, such as bank accounts, affordable and suitable loans, and insurance. The key objective of this book is to provide practical case studies of financial inclusion, rather than focus on academic debates such as the ideological basis of promoting microfinance. Using the recently adopted Sustainable Development Goals as an overall framing of the issues, it shows how poor and disadvantaged women and men can be bankable if the right facilitation for maximizing opportunities and addressing constraints are in place. Case studies confirm that achieving inclusive and sustainable access to financial products and services goes beyond simply enabling poor and disadvantaged women and men to have access to credit, or the ability to open a bank account. Examples from Africa, Asia and Latin America demonstrate encouraging progress in making microcredit accessible to millions of poor people. The foremost challenge, however, has been to ensure that they have access to, and usage intensity of, suitable and affordable financial products and services that meet the needs of their livelihoods as well as risks and mitigation strategies. This requires understanding that poor and disadvantaged women and men do not exist in isolation from complex and interdependent functions in the financial system, which includes a number of actors, diversified services, constraints (not just symptoms) and capacities and incentives. Overall, the book provides a rich source of examples of how building inclusive financial systems can empower the world's poor – by increasing income and employment opportunities, securing livelihoods and reducing poverty.


Proceedings of the Roundtable Discussion 2013 Financial Inclusiveness of the Poor

Proceedings of the Roundtable Discussion 2013 Financial Inclusiveness of the Poor

Author: Abdelrahman Elzahi

Publisher:

Published: 2019

Total Pages: 369

ISBN-13:

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Book Synopsis Proceedings of the Roundtable Discussion 2013 Financial Inclusiveness of the Poor by : Abdelrahman Elzahi

Download or read book Proceedings of the Roundtable Discussion 2013 Financial Inclusiveness of the Poor written by Abdelrahman Elzahi and published by . This book was released on 2019 with total page 369 pages. Available in PDF, EPUB and Kindle. Book excerpt:


Beyond Banking: The Economic and Social Benefits of Financial Inclusion

Beyond Banking: The Economic and Social Benefits of Financial Inclusion

Author: Richard

Publisher:

Published: 2024-06-15

Total Pages: 0

ISBN-13: 9783384262424

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Book Synopsis Beyond Banking: The Economic and Social Benefits of Financial Inclusion by : Richard

Download or read book Beyond Banking: The Economic and Social Benefits of Financial Inclusion written by Richard and published by . This book was released on 2024-06-15 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:


Financial Inclusion in Asia and Beyond

Financial Inclusion in Asia and Beyond

Author: Tony Cavoli

Publisher: Routledge

Published: 2021-03-05

Total Pages: 255

ISBN-13: 1000348911

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The World Bank considers financial inclusion to be an enabler for at least 7 of the 17 United Nation’s sustainable development goals (SDGs). Financial inclusion, with its associated policy implications, is an important issue for ASEAN. This book examines the economic effects of financial inclusion. It explores issues surrounding measurement and impact of financial inclusion. The book looks at various, salient topics including measurement of financial inclusion, the impact of (various indicators of) financial inclusion on development outcomes and macroeconomic volatility using aggregate data, as well as the effects of financial inclusion on poverty and development outcomes using micro data.


Book Synopsis Financial Inclusion in Asia and Beyond by : Tony Cavoli

Download or read book Financial Inclusion in Asia and Beyond written by Tony Cavoli and published by Routledge. This book was released on 2021-03-05 with total page 255 pages. Available in PDF, EPUB and Kindle. Book excerpt: The World Bank considers financial inclusion to be an enabler for at least 7 of the 17 United Nation’s sustainable development goals (SDGs). Financial inclusion, with its associated policy implications, is an important issue for ASEAN. This book examines the economic effects of financial inclusion. It explores issues surrounding measurement and impact of financial inclusion. The book looks at various, salient topics including measurement of financial inclusion, the impact of (various indicators of) financial inclusion on development outcomes and macroeconomic volatility using aggregate data, as well as the effects of financial inclusion on poverty and development outcomes using micro data.


Proceedings of the Roundtable Discussion 2013 Financial Inclusiveness of the Poor

Proceedings of the Roundtable Discussion 2013 Financial Inclusiveness of the Poor

Author: Perhimpunan Baitul Maal Wattamwil (BMT) Indonesia

Publisher:

Published: 2014

Total Pages: 369

ISBN-13:

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FINANCING | CONFERENCES | ISLAMIC BANKS | ECONOMIC CONDITIONS | TWENTY-FIRST CENTURY | ISLAMIC BANKING.


Book Synopsis Proceedings of the Roundtable Discussion 2013 Financial Inclusiveness of the Poor by : Perhimpunan Baitul Maal Wattamwil (BMT) Indonesia

Download or read book Proceedings of the Roundtable Discussion 2013 Financial Inclusiveness of the Poor written by Perhimpunan Baitul Maal Wattamwil (BMT) Indonesia and published by . This book was released on 2014 with total page 369 pages. Available in PDF, EPUB and Kindle. Book excerpt: FINANCING | CONFERENCES | ISLAMIC BANKS | ECONOMIC CONDITIONS | TWENTY-FIRST CENTURY | ISLAMIC BANKING.


Proceedings of the Roundtable Discussion 2013 on Financial Inclusiveness of the Poor

Proceedings of the Roundtable Discussion 2013 on Financial Inclusiveness of the Poor

Author: Abdelrahman Elzahi

Publisher:

Published: 2014

Total Pages: 404

ISBN-13: 9789960322773

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Book Synopsis Proceedings of the Roundtable Discussion 2013 on Financial Inclusiveness of the Poor by : Abdelrahman Elzahi

Download or read book Proceedings of the Roundtable Discussion 2013 on Financial Inclusiveness of the Poor written by Abdelrahman Elzahi and published by . This book was released on 2014 with total page 404 pages. Available in PDF, EPUB and Kindle. Book excerpt:


Financial Inclusion: What Have We Learned So Far? What Do We Have to Learn?

Financial Inclusion: What Have We Learned So Far? What Do We Have to Learn?

Author: Adolfo Barajas

Publisher:

Published: 2020-08-07

Total Pages: 51

ISBN-13: 9781513553009

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The past two decades have seen a rapid increase in interest in financial inclusion, both from policymakers and researchers. This paper surveys the main findings from the literature, documenting the trends over time and gaps that have arisen across regions, income levels, and gender, among others. It points out that structural, as well as policy-related, factors, such as encouraging banking competition or channeling government payments through bank accounts, play an important role, and describes the potential macro and microeconomic benefits that can be derived from greater financial inclusion. It argues that policy should aim to identify and reduce frictions holding back financial inclusion, rather than targeting specific levels of inclusion. Finally, it suggests areas for future research.


Book Synopsis Financial Inclusion: What Have We Learned So Far? What Do We Have to Learn? by : Adolfo Barajas

Download or read book Financial Inclusion: What Have We Learned So Far? What Do We Have to Learn? written by Adolfo Barajas and published by . This book was released on 2020-08-07 with total page 51 pages. Available in PDF, EPUB and Kindle. Book excerpt: The past two decades have seen a rapid increase in interest in financial inclusion, both from policymakers and researchers. This paper surveys the main findings from the literature, documenting the trends over time and gaps that have arisen across regions, income levels, and gender, among others. It points out that structural, as well as policy-related, factors, such as encouraging banking competition or channeling government payments through bank accounts, play an important role, and describes the potential macro and microeconomic benefits that can be derived from greater financial inclusion. It argues that policy should aim to identify and reduce frictions holding back financial inclusion, rather than targeting specific levels of inclusion. Finally, it suggests areas for future research.


Financial Inclusion and Livelihood Transformation

Financial Inclusion and Livelihood Transformation

Author: Srimoyee Datta

Publisher: Springer Nature

Published: 2023-08-28

Total Pages: 215

ISBN-13: 9819941415

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This book explores the role and effect of Microfinance Institutions (MFIs) with different dimensions. It is being supported with strong empirical evidence into various parameters of MFIs directed towards inclusive finance and the transformation journey of livelihoods of its beneficiaries. It also incorporates empirical evidence with the perception of both beneficiaries and non-beneficiaries. Starting its journey toward the path of comprehending how MFIs make their footprint among the excluded population in the selected areas, it incorporates the different outcomes of MFI lending like credit utilisation patterns, income generation, and employability. As financial stability helps to break out the vicious cycle of poverty, this book emphasises the self-dependent element for the beneficiaries and their households. It addresses the important issue of the female counterparts in society. It shows how the MFIs work actively to generate female empowerment from multiple dimensions among the selected communities. It addresses key issues to consider for inclusive policy formulation, especially for backward communities in the backward areas and gives a realistic scenario of the MFI activities, their interactions with the respondents, the various outcomes, and areas for further developments, etc. This book is beneficial for academicians, researchers, and policymakers.


Book Synopsis Financial Inclusion and Livelihood Transformation by : Srimoyee Datta

Download or read book Financial Inclusion and Livelihood Transformation written by Srimoyee Datta and published by Springer Nature. This book was released on 2023-08-28 with total page 215 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book explores the role and effect of Microfinance Institutions (MFIs) with different dimensions. It is being supported with strong empirical evidence into various parameters of MFIs directed towards inclusive finance and the transformation journey of livelihoods of its beneficiaries. It also incorporates empirical evidence with the perception of both beneficiaries and non-beneficiaries. Starting its journey toward the path of comprehending how MFIs make their footprint among the excluded population in the selected areas, it incorporates the different outcomes of MFI lending like credit utilisation patterns, income generation, and employability. As financial stability helps to break out the vicious cycle of poverty, this book emphasises the self-dependent element for the beneficiaries and their households. It addresses the important issue of the female counterparts in society. It shows how the MFIs work actively to generate female empowerment from multiple dimensions among the selected communities. It addresses key issues to consider for inclusive policy formulation, especially for backward communities in the backward areas and gives a realistic scenario of the MFI activities, their interactions with the respondents, the various outcomes, and areas for further developments, etc. This book is beneficial for academicians, researchers, and policymakers.


Poverty Traps and Microfinance

Poverty Traps and Microfinance

Author: Roberto Moro Visconti

Publisher: Ibidem Press

Published: 2011

Total Pages: 518

ISBN-13: 9783838202525

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Microfinance is a successful financial innovation to help the poor to sort out credit exclusion, which is one of the poverty traps that prevent billions of underserved, especially women, from escaping atavistic misery. Interconnected poverty traps range from misuse of natural resources (from blood diamonds to the oil curse) to conflict traps, demographic booming, being landlocked with bad neighbors or exposed to unfreedom. Other traps concern cultural backwardness, unsafe drinking and sanitation, food shortage up to starvation, illnesses or climatic shocks, causing mass migrations and unfair globalization. Microfinance, a grass-roots movement to provide credit to the neediest, can greatly help to dismantle at least some of these poverty traps, and thousands of mostly small institutions are competing in a market where demand from the poorest for financial services is potentially unlimited - while supply is not.While the success of microfinance, often ignited by foreign aid funding, has gone beyond any expectation, enormous problems are still on the ground. The road towards what is now considered microfinance's optimal goal - maximization of outreach to the poorest, combined with financial self-sustainability - is still full of obstacles. Prof. Moro Visconti's book, covering a vacuum in the existing literature, considers state-of-the-art microfinance within a broader framework of sustainable and long-term socio-economic development. With an innovative and reader friendly approach, Moro Visconti introduces the reader to the multidimensional causes of poverty and possible remedies. A cultural approach to the poverty traps, mixing its anthropological causes with possible bottom-up remedies, including microfinance, emerges as a stunning innovation. The book aims at a broad readership from practitioners to students and academics, as well as readers simply interested in solutions to the world-wide poverty problems.


Book Synopsis Poverty Traps and Microfinance by : Roberto Moro Visconti

Download or read book Poverty Traps and Microfinance written by Roberto Moro Visconti and published by Ibidem Press. This book was released on 2011 with total page 518 pages. Available in PDF, EPUB and Kindle. Book excerpt: Microfinance is a successful financial innovation to help the poor to sort out credit exclusion, which is one of the poverty traps that prevent billions of underserved, especially women, from escaping atavistic misery. Interconnected poverty traps range from misuse of natural resources (from blood diamonds to the oil curse) to conflict traps, demographic booming, being landlocked with bad neighbors or exposed to unfreedom. Other traps concern cultural backwardness, unsafe drinking and sanitation, food shortage up to starvation, illnesses or climatic shocks, causing mass migrations and unfair globalization. Microfinance, a grass-roots movement to provide credit to the neediest, can greatly help to dismantle at least some of these poverty traps, and thousands of mostly small institutions are competing in a market where demand from the poorest for financial services is potentially unlimited - while supply is not.While the success of microfinance, often ignited by foreign aid funding, has gone beyond any expectation, enormous problems are still on the ground. The road towards what is now considered microfinance's optimal goal - maximization of outreach to the poorest, combined with financial self-sustainability - is still full of obstacles. Prof. Moro Visconti's book, covering a vacuum in the existing literature, considers state-of-the-art microfinance within a broader framework of sustainable and long-term socio-economic development. With an innovative and reader friendly approach, Moro Visconti introduces the reader to the multidimensional causes of poverty and possible remedies. A cultural approach to the poverty traps, mixing its anthropological causes with possible bottom-up remedies, including microfinance, emerges as a stunning innovation. The book aims at a broad readership from practitioners to students and academics, as well as readers simply interested in solutions to the world-wide poverty problems.