Gender Bias and Digital Financial Services in South Asia

Gender Bias and Digital Financial Services in South Asia

Author: Rashmi U. Arora

Publisher: Emerald Group Publishing

Published: 2020-03-13

Total Pages: 128

ISBN-13: 1838678557

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Gender Bias and Digital Financial Services in South Asia: Obstacles and Opportunities on the Road to Equal Access examines access to financial services to women in general in South Asia and specifically their access to digital financial services.


Book Synopsis Gender Bias and Digital Financial Services in South Asia by : Rashmi U. Arora

Download or read book Gender Bias and Digital Financial Services in South Asia written by Rashmi U. Arora and published by Emerald Group Publishing. This book was released on 2020-03-13 with total page 128 pages. Available in PDF, EPUB and Kindle. Book excerpt: Gender Bias and Digital Financial Services in South Asia: Obstacles and Opportunities on the Road to Equal Access examines access to financial services to women in general in South Asia and specifically their access to digital financial services.


Gender Bias and Digital Financial Services in South Asia

Gender Bias and Digital Financial Services in South Asia

Author: Rashmi U. Arora

Publisher: Emerald Group Publishing

Published: 2020-03-13

Total Pages: 70

ISBN-13: 1838678573

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Gender Bias and Digital Financial Services in South Asia: Obstacles and Opportunities on the Road to Equal Access examines access to financial services to women in general in South Asia and specifically their access to digital financial services.


Book Synopsis Gender Bias and Digital Financial Services in South Asia by : Rashmi U. Arora

Download or read book Gender Bias and Digital Financial Services in South Asia written by Rashmi U. Arora and published by Emerald Group Publishing. This book was released on 2020-03-13 with total page 70 pages. Available in PDF, EPUB and Kindle. Book excerpt: Gender Bias and Digital Financial Services in South Asia: Obstacles and Opportunities on the Road to Equal Access examines access to financial services to women in general in South Asia and specifically their access to digital financial services.


The Digital Disruption of Financial Services

The Digital Disruption of Financial Services

Author: Ewa Lechman

Publisher: Taylor & Francis

Published: 2021-11-29

Total Pages: 214

ISBN-13: 1000174956

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This book contributes to the present state of knowledge, offering the reader broad evidence on how new digital technologies impact financial systems. It focuses on both macro- and micro-perspectives of ICT influence on financial markets. The book demonstrates how ICT can impact trading systems or information systems, which are crucial for financial systems to work effectively. It also shows how individuals can benefit from the adoption of digital technologies for everyday financial (e.g., banking) systems usage. The book provides empirical evidence of how digital technologies revolutionize the banking sector and stock exchange trading system and explores the associations between technology and various aspects of firms’ functioning. Furthermore, it raises elements of financial inclusion, ICT-based microfinance service and finance-related gender issues. The principal audience of the book will be scholars and academic professionals from a wide variety of disciplines, particularly in the fields of finance and economics. It will be especially useful for those who are addressing the issues of new technologies and the financial markets, FinTech, financial innovations, stock markets, and the role of technological progress in a broadly defined socio-economic system. It will be a valuable source of knowledge for graduate and postgraduate students in economic and social development, information and technology, worldwide studies, social policy or comparative economics.


Book Synopsis The Digital Disruption of Financial Services by : Ewa Lechman

Download or read book The Digital Disruption of Financial Services written by Ewa Lechman and published by Taylor & Francis. This book was released on 2021-11-29 with total page 214 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book contributes to the present state of knowledge, offering the reader broad evidence on how new digital technologies impact financial systems. It focuses on both macro- and micro-perspectives of ICT influence on financial markets. The book demonstrates how ICT can impact trading systems or information systems, which are crucial for financial systems to work effectively. It also shows how individuals can benefit from the adoption of digital technologies for everyday financial (e.g., banking) systems usage. The book provides empirical evidence of how digital technologies revolutionize the banking sector and stock exchange trading system and explores the associations between technology and various aspects of firms’ functioning. Furthermore, it raises elements of financial inclusion, ICT-based microfinance service and finance-related gender issues. The principal audience of the book will be scholars and academic professionals from a wide variety of disciplines, particularly in the fields of finance and economics. It will be especially useful for those who are addressing the issues of new technologies and the financial markets, FinTech, financial innovations, stock markets, and the role of technological progress in a broadly defined socio-economic system. It will be a valuable source of knowledge for graduate and postgraduate students in economic and social development, information and technology, worldwide studies, social policy or comparative economics.


The Future of Digital Finance In Southeast Asia

The Future of Digital Finance In Southeast Asia

Author: Subiakto Sukarno DAN

Publisher: Prenada Media

Published: 2023-09-01

Total Pages: 179

ISBN-13: 6023831931

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The delivery of traditional financial services using digital devices such as computers, tablets, and smartphones is known as digital finance. Digital finance can bring financial services to underserved populations in locations with a lack of physical infrastructure. Digital Financial Services (DFS) is a new, low cost way to get transactional financial services over the internet. DFS is one of the most important strategies for promoting financial inclusion and providing much needed low cost access to financial services in enderdeveloped countries. This book is discussing about Digital Finance and its Ecosystem as well as its influence to the Financial Inclusion. The challenges and opportunities available in South East Asia’s countries are also discussed. South East Asia presents big opportunity for providing the digital financial services to help undeserved populations. Some issues are also faced in this digital finance area especially in regards to the regulatory frame work of legal challenges. Furthermore the prospect for the future is also presented. Therefore this book will be useful for those who deal with digital finance, financial inclusion and digital finance ecosystem and those who are seeking opportunities in the Digital Financial Services in South East Asia. Buku persembahan penerbit PrenadaMediaGroup #PrenadaMedia


Book Synopsis The Future of Digital Finance In Southeast Asia by : Subiakto Sukarno DAN

Download or read book The Future of Digital Finance In Southeast Asia written by Subiakto Sukarno DAN and published by Prenada Media. This book was released on 2023-09-01 with total page 179 pages. Available in PDF, EPUB and Kindle. Book excerpt: The delivery of traditional financial services using digital devices such as computers, tablets, and smartphones is known as digital finance. Digital finance can bring financial services to underserved populations in locations with a lack of physical infrastructure. Digital Financial Services (DFS) is a new, low cost way to get transactional financial services over the internet. DFS is one of the most important strategies for promoting financial inclusion and providing much needed low cost access to financial services in enderdeveloped countries. This book is discussing about Digital Finance and its Ecosystem as well as its influence to the Financial Inclusion. The challenges and opportunities available in South East Asia’s countries are also discussed. South East Asia presents big opportunity for providing the digital financial services to help undeserved populations. Some issues are also faced in this digital finance area especially in regards to the regulatory frame work of legal challenges. Furthermore the prospect for the future is also presented. Therefore this book will be useful for those who deal with digital finance, financial inclusion and digital finance ecosystem and those who are seeking opportunities in the Digital Financial Services in South East Asia. Buku persembahan penerbit PrenadaMediaGroup #PrenadaMedia


Digital Financial Inclusion and Regulation

Digital Financial Inclusion and Regulation

Author: Ogochukwu Monye

Publisher: Taylor & Francis

Published: 2022-10-17

Total Pages: 111

ISBN-13: 100073059X

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This book explores the various considerations for achieving an effective regulatory strategy to improve financial access and usage in Nigeria and beyond. Gaps in the legal and institutional framework for digital financial services (DFS) as well as the barriers that contribute to financial exclusion are identified as are the policy changes needed to provide more extensive, accessible and sustainable financial inclusion value. In addition, the book covers divergent themes around the use of and insights for regulating industry financial services providers and challenger entities that herald industry disruption. The book adopts three research methods. The doctrinal research method is used to buttress the law and development analysis and the themes around regulation, adoption and usage of financial services. To elucidate the application of financial innovations, comparative case studies are drawn from selected jurisdictions including Kenya, South Africa, Ghana, The Philippines, Brazil, Mexico, Uganda, Pakistan, India, and Bangladesh. Lastly, using the empirical research method, the author reports the burden experienced by the residents of a community without banks in accessing finance. Included in this discussion are the barriers to finance as well as the coping strategies adopted by the community residents to access formal and informal finance.


Book Synopsis Digital Financial Inclusion and Regulation by : Ogochukwu Monye

Download or read book Digital Financial Inclusion and Regulation written by Ogochukwu Monye and published by Taylor & Francis. This book was released on 2022-10-17 with total page 111 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book explores the various considerations for achieving an effective regulatory strategy to improve financial access and usage in Nigeria and beyond. Gaps in the legal and institutional framework for digital financial services (DFS) as well as the barriers that contribute to financial exclusion are identified as are the policy changes needed to provide more extensive, accessible and sustainable financial inclusion value. In addition, the book covers divergent themes around the use of and insights for regulating industry financial services providers and challenger entities that herald industry disruption. The book adopts three research methods. The doctrinal research method is used to buttress the law and development analysis and the themes around regulation, adoption and usage of financial services. To elucidate the application of financial innovations, comparative case studies are drawn from selected jurisdictions including Kenya, South Africa, Ghana, The Philippines, Brazil, Mexico, Uganda, Pakistan, India, and Bangladesh. Lastly, using the empirical research method, the author reports the burden experienced by the residents of a community without banks in accessing finance. Included in this discussion are the barriers to finance as well as the coping strategies adopted by the community residents to access formal and informal finance.


Gender-inclusive Development Through Fintech

Gender-inclusive Development Through Fintech

Author: Sabyasachi Tripathi

Publisher:

Published: 2023

Total Pages: 0

ISBN-13:

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Financial inclusion (FI) for vulnerable populations, such as women, is critical for achieving gender equality, women's empowerment, and thereby inclusive growth. In this regard, the use of digital financial services is of particular significance for women as it allows them easier access to financial products for business and household needs. For implementing policies to reduce the financial exclusion of women, it is necessary to first measure the extent of FI in a society. While there have been several attempts to measure FI for the general population, there is limited literature on gender-based measurement of FI. This paper fills this important research gap by developing a gender-based FI index (GFII) focusing particularly on digital services and evaluating the performance of economies across the globe (by considering 109 economies based on data availability) in terms of a gender-based FI measure developed by us. This index has been developed using two separate indices, a digital financial service index (DFI) and a conventional financial service uses index (CFI). One contribution of the paper is to relate the Gender Development Index (GDI) and the Gender Inequality Index (GII) of economies, two well-known measures of inclusive development, with the GFII and the DFI for females (DFIF). This exercise shows that while there is a positive correlation between these two sets of indicators, there are a number of economies that are high (or low) in gender development (or inequality),which need to improve their digital FI. Interestingly, using the Global Findex database and the Feasible Generalized Least Squares (FGLS) and instrumental variable panel data model, we show that health, education, the labor force participation rate, and political empowerment of women significantly impact the digital financial inclusion of women. The paper makes relevant policy suggestions for improving women's digital financial access and thereby enhancing gender empowerment for faster and more inclusive growth.


Book Synopsis Gender-inclusive Development Through Fintech by : Sabyasachi Tripathi

Download or read book Gender-inclusive Development Through Fintech written by Sabyasachi Tripathi and published by . This book was released on 2023 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial inclusion (FI) for vulnerable populations, such as women, is critical for achieving gender equality, women's empowerment, and thereby inclusive growth. In this regard, the use of digital financial services is of particular significance for women as it allows them easier access to financial products for business and household needs. For implementing policies to reduce the financial exclusion of women, it is necessary to first measure the extent of FI in a society. While there have been several attempts to measure FI for the general population, there is limited literature on gender-based measurement of FI. This paper fills this important research gap by developing a gender-based FI index (GFII) focusing particularly on digital services and evaluating the performance of economies across the globe (by considering 109 economies based on data availability) in terms of a gender-based FI measure developed by us. This index has been developed using two separate indices, a digital financial service index (DFI) and a conventional financial service uses index (CFI). One contribution of the paper is to relate the Gender Development Index (GDI) and the Gender Inequality Index (GII) of economies, two well-known measures of inclusive development, with the GFII and the DFI for females (DFIF). This exercise shows that while there is a positive correlation between these two sets of indicators, there are a number of economies that are high (or low) in gender development (or inequality),which need to improve their digital FI. Interestingly, using the Global Findex database and the Feasible Generalized Least Squares (FGLS) and instrumental variable panel data model, we show that health, education, the labor force participation rate, and political empowerment of women significantly impact the digital financial inclusion of women. The paper makes relevant policy suggestions for improving women's digital financial access and thereby enhancing gender empowerment for faster and more inclusive growth.


Elgar Encyclopedia of Development

Elgar Encyclopedia of Development

Author: Matthew Clarke

Publisher: Edward Elgar Publishing

Published: 2023-10-06

Total Pages: 661

ISBN-13: 1800372124

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The Elgar Encyclopedia of Development is a ground-breaking resource that provides a starting point for those wishing to grasp how and why development occurs, while also providing further expansion appropriate for more experienced academics.


Book Synopsis Elgar Encyclopedia of Development by : Matthew Clarke

Download or read book Elgar Encyclopedia of Development written by Matthew Clarke and published by Edward Elgar Publishing. This book was released on 2023-10-06 with total page 661 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Elgar Encyclopedia of Development is a ground-breaking resource that provides a starting point for those wishing to grasp how and why development occurs, while also providing further expansion appropriate for more experienced academics.


Powering the Digital Economy: Opportunities and Risks of Artificial Intelligence in Finance

Powering the Digital Economy: Opportunities and Risks of Artificial Intelligence in Finance

Author: El Bachir Boukherouaa

Publisher: International Monetary Fund

Published: 2021-10-22

Total Pages: 35

ISBN-13: 1589063953

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This paper discusses the impact of the rapid adoption of artificial intelligence (AI) and machine learning (ML) in the financial sector. It highlights the benefits these technologies bring in terms of financial deepening and efficiency, while raising concerns about its potential in widening the digital divide between advanced and developing economies. The paper advances the discussion on the impact of this technology by distilling and categorizing the unique risks that it could pose to the integrity and stability of the financial system, policy challenges, and potential regulatory approaches. The evolving nature of this technology and its application in finance means that the full extent of its strengths and weaknesses is yet to be fully understood. Given the risk of unexpected pitfalls, countries will need to strengthen prudential oversight.


Book Synopsis Powering the Digital Economy: Opportunities and Risks of Artificial Intelligence in Finance by : El Bachir Boukherouaa

Download or read book Powering the Digital Economy: Opportunities and Risks of Artificial Intelligence in Finance written by El Bachir Boukherouaa and published by International Monetary Fund. This book was released on 2021-10-22 with total page 35 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper discusses the impact of the rapid adoption of artificial intelligence (AI) and machine learning (ML) in the financial sector. It highlights the benefits these technologies bring in terms of financial deepening and efficiency, while raising concerns about its potential in widening the digital divide between advanced and developing economies. The paper advances the discussion on the impact of this technology by distilling and categorizing the unique risks that it could pose to the integrity and stability of the financial system, policy challenges, and potential regulatory approaches. The evolving nature of this technology and its application in finance means that the full extent of its strengths and weaknesses is yet to be fully understood. Given the risk of unexpected pitfalls, countries will need to strengthen prudential oversight.


Fintech

Fintech

Author: International Monetary Fund

Publisher: International Monetary Fund

Published: 2019-06-27

Total Pages: 73

ISBN-13: 1498321860

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The paper finds that while there are important regional and national differences, countries are broadly embracing the opportunities of fintech to boost economic growth and inclusion, while balancing risks to stability and integrity.


Book Synopsis Fintech by : International Monetary Fund

Download or read book Fintech written by International Monetary Fund and published by International Monetary Fund. This book was released on 2019-06-27 with total page 73 pages. Available in PDF, EPUB and Kindle. Book excerpt: The paper finds that while there are important regional and national differences, countries are broadly embracing the opportunities of fintech to boost economic growth and inclusion, while balancing risks to stability and integrity.


Accelerating Financial Inclusion in South-East Asia with Digital Finance

Accelerating Financial Inclusion in South-East Asia with Digital Finance

Author: Oliver Wyman (Firm)

Publisher:

Published: 2017

Total Pages: 85

ISBN-13: 9789292577148

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"Promoting the use of formal financial services is still a challenge but digital financial solutions could help close the gaps in financial inclusion. This study focuses on four Southeast Asian markets - Indonesia, the Philippines, Cambodia, and Myanmar. ... The research focuses on financial exclusion in three segments: base of pyramid (BoP); women; and micro, small, and medium enterprises (MSMEs)."--Publisher's website.


Book Synopsis Accelerating Financial Inclusion in South-East Asia with Digital Finance by : Oliver Wyman (Firm)

Download or read book Accelerating Financial Inclusion in South-East Asia with Digital Finance written by Oliver Wyman (Firm) and published by . This book was released on 2017 with total page 85 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Promoting the use of formal financial services is still a challenge but digital financial solutions could help close the gaps in financial inclusion. This study focuses on four Southeast Asian markets - Indonesia, the Philippines, Cambodia, and Myanmar. ... The research focuses on financial exclusion in three segments: base of pyramid (BoP); women; and micro, small, and medium enterprises (MSMEs)."--Publisher's website.