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This is the eBook version of the printed book. This Element is an excerpt from Retirementology: Rethinking the American Dream in a New Economy (9780132613859) by Gregory Salsbury, Ph.D.. Available in print and digital formats. Discover the top ten top-of-mind takeaways for effective retirement planning. When you’re thinking long-term smart, you’re addressing the four challenges that must be considered for you to enjoy a comfortable retirement. They are Longevity, Inflation, Volatility, and your own Expectations about retirement. Let’s start with longevity. Today, there’s a 72% chance that one member of a 65-year-old couple will reach age 85.
Book Synopsis Get Long-Term Smart About Your Retirement by : Gregory Salsbury
Download or read book Get Long-Term Smart About Your Retirement written by Gregory Salsbury and published by Pearson Education. This book was released on 2010-10-15 with total page 18 pages. Available in PDF, EPUB and Kindle. Book excerpt: This is the eBook version of the printed book. This Element is an excerpt from Retirementology: Rethinking the American Dream in a New Economy (9780132613859) by Gregory Salsbury, Ph.D.. Available in print and digital formats. Discover the top ten top-of-mind takeaways for effective retirement planning. When you’re thinking long-term smart, you’re addressing the four challenges that must be considered for you to enjoy a comfortable retirement. They are Longevity, Inflation, Volatility, and your own Expectations about retirement. Let’s start with longevity. Today, there’s a 72% chance that one member of a 65-year-old couple will reach age 85.
Written by a 34-year veteran of the retirement planning industry, BPRP is designed to be your go-to guide for everything to build your successful retirement plan. Questions such as how to build a personal "retirement blueprint," investing during retirement, long-term care planning, estate planning, legacy planning and "What's missing in my strategy that must be addressed for a successful retirement?" are all asked and answered in an easy-to-read yet comprehensive guidebook to the next 20, 25 or even 30 years of your life.
Book Synopsis Big Picture Retirement Planning by : Les Goldstein
Download or read book Big Picture Retirement Planning written by Les Goldstein and published by Createspace Independent Publishing Platform. This book was released on 2018-07-05 with total page 278 pages. Available in PDF, EPUB and Kindle. Book excerpt: Written by a 34-year veteran of the retirement planning industry, BPRP is designed to be your go-to guide for everything to build your successful retirement plan. Questions such as how to build a personal "retirement blueprint," investing during retirement, long-term care planning, estate planning, legacy planning and "What's missing in my strategy that must be addressed for a successful retirement?" are all asked and answered in an easy-to-read yet comprehensive guidebook to the next 20, 25 or even 30 years of your life.
Here at last are the hard-to-find answers to the dizzying array of financial questions plaguing those who are age fifty and older. The financial world is more complex than ever, and people are struggling to make sense of it all. If you’re like most people moving into the phase of life where protecting—as well as growing-- assets is paramount, you’re faced with a number of financial puzzles. Maybe you’re struggling to get your kids through college without drawing down your life’s savings. Perhaps you sense your nest egg is at risk and want to move into safer investments. Maybe you’re contemplating downsizing to a smaller home, but aren’t sure of the financial implications. Possibly, medical expenses have become a bigger drain than you expected and you need help assessing options. Perhaps you’ll shortly be eligible for social security but want to optimize when and how to take it. Whatever your specific financial issue, one thing is certain—your range of choices is vast. As the financial world becomes increasingly complex, what you need is deeply researched advice from professionals whose credentials are impeccable and who prize clarity and straightforwardness over financial mumbo-jumbo. Carrie Schwab-Pomerantz and the Schwab team have been helping clients tackle their toughest money issues for decades. Through Carrie’s popular “Ask Carrie” columns, her leadership of the Charles Schwab Foundation, and her work across party lines through two White House administrations and with the President’s Advisory Council on Financial Capability, she has become one of America’s most trusted sources for financial advice. Here, Carrie will not only answer all the questions that keep you up at night, she’ll provide answers to many questions you haven’t considered but should.
Book Synopsis The Charles Schwab Guide to Finances After Fifty by : Carrie Schwab-Pomerantz
Download or read book The Charles Schwab Guide to Finances After Fifty written by Carrie Schwab-Pomerantz and published by Crown Currency. This book was released on 2014-04-01 with total page 434 pages. Available in PDF, EPUB and Kindle. Book excerpt: Here at last are the hard-to-find answers to the dizzying array of financial questions plaguing those who are age fifty and older. The financial world is more complex than ever, and people are struggling to make sense of it all. If you’re like most people moving into the phase of life where protecting—as well as growing-- assets is paramount, you’re faced with a number of financial puzzles. Maybe you’re struggling to get your kids through college without drawing down your life’s savings. Perhaps you sense your nest egg is at risk and want to move into safer investments. Maybe you’re contemplating downsizing to a smaller home, but aren’t sure of the financial implications. Possibly, medical expenses have become a bigger drain than you expected and you need help assessing options. Perhaps you’ll shortly be eligible for social security but want to optimize when and how to take it. Whatever your specific financial issue, one thing is certain—your range of choices is vast. As the financial world becomes increasingly complex, what you need is deeply researched advice from professionals whose credentials are impeccable and who prize clarity and straightforwardness over financial mumbo-jumbo. Carrie Schwab-Pomerantz and the Schwab team have been helping clients tackle their toughest money issues for decades. Through Carrie’s popular “Ask Carrie” columns, her leadership of the Charles Schwab Foundation, and her work across party lines through two White House administrations and with the President’s Advisory Council on Financial Capability, she has become one of America’s most trusted sources for financial advice. Here, Carrie will not only answer all the questions that keep you up at night, she’ll provide answers to many questions you haven’t considered but should.
Book Synopsis Get Long-Term Smart® About Your Retirement by : Gregory Brandon Salsbury
Download or read book Get Long-Term Smart® About Your Retirement written by Gregory Brandon Salsbury and published by . This book was released on 2010 with total page 10 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Congratulations on your retirement. What type of retirement did you select? Retirement with no work? Phased-in retirement with phased-out work? Retirement with part-time work? Or did you select no retirement with continued work? Regardless of which type of retirement you selected, it is the right retirement for you. You are now entering a new phase in your life journey that will last 20 years on average. In many instances it will last a lot longer with many of you living a retirement that equals, or even exceeds, that of your work life. Regardless of the type of retirement you have chosen or how long it lasts, it will be more rewarding if you take charge and create short- and long-term retirement goals as a guide for your daily life. The time will fly by just like it did when you were working. In order to help you with the next phase of your life journey, Create Your Own Rewarding Retirement has been designed as a companion text to Discover the Right Retirement for You in which you discovered the type of retirement that was best for you. This book goes beyond that to help you create and complete your goals after you retire. The reader has several choices as to how to use this book. You can use it as a workbook by completing all of the chapter worksheets and creating your retirement goals; or you can use it as a history book to chronical your journey as you create and complete each goal; or you can use it as a storybook about the retirement expectations and experiences of people just like you. Each of choices will be of value to you. Ideally this book is intended to be used in all three ways and it is recommended that you do so to achieve the maximum value from it. Remember that you, and you alone, have the ability to make an ordinary retirement into an extraordinary one.
Book Synopsis Create Your Own Rewarding Retirement by : Joseph (Jay) Totter
Download or read book Create Your Own Rewarding Retirement written by Joseph (Jay) Totter and published by Outskirts Press. This book was released on 2021-03-10 with total page 159 pages. Available in PDF, EPUB and Kindle. Book excerpt: Congratulations on your retirement. What type of retirement did you select? Retirement with no work? Phased-in retirement with phased-out work? Retirement with part-time work? Or did you select no retirement with continued work? Regardless of which type of retirement you selected, it is the right retirement for you. You are now entering a new phase in your life journey that will last 20 years on average. In many instances it will last a lot longer with many of you living a retirement that equals, or even exceeds, that of your work life. Regardless of the type of retirement you have chosen or how long it lasts, it will be more rewarding if you take charge and create short- and long-term retirement goals as a guide for your daily life. The time will fly by just like it did when you were working. In order to help you with the next phase of your life journey, Create Your Own Rewarding Retirement has been designed as a companion text to Discover the Right Retirement for You in which you discovered the type of retirement that was best for you. This book goes beyond that to help you create and complete your goals after you retire. The reader has several choices as to how to use this book. You can use it as a workbook by completing all of the chapter worksheets and creating your retirement goals; or you can use it as a history book to chronical your journey as you create and complete each goal; or you can use it as a storybook about the retirement expectations and experiences of people just like you. Each of choices will be of value to you. Ideally this book is intended to be used in all three ways and it is recommended that you do so to achieve the maximum value from it. Remember that you, and you alone, have the ability to make an ordinary retirement into an extraordinary one.
OVER 300,000 COPIES IN PRINT, WITH A NEW CHAPTER ON THE 2018 TAX CUTS. There's a massive freight train bearing down on the average American investor, and it's coming in the form of higher taxes. The United States Government has made trillions of dollars in unfunded promises for programs like Social Security and Medicare—and the only way to deliver on these promises is to raise taxes. Some experts have even suggested that tax rates will need to double, just to keep our country solvent. Unfortunately, if you're like most Americans, you've saved the majority of your retirement assets in tax-deferred vehicles like 401(k)s and IRAs. If tax rates go up, how much of your hard-earned money will you really get to keep? In The Power of Zero, McKnight provides a concise, step-by-step roadmap on how to get to the 0% tax bracket by the time you retire, effectively eliminating tax rate risk from your retirement picture. Now, in this expanded edition, McKnight has updated the book with a new chapter on the 2017 Tax Cuts and Jobs Act, showing readers how to navigate the new tax law, and how they can extend the life of their retirement savings by taking advantage of it now. The day of reckoning is fast approaching. Are you ready to do what it takes to experience the power of zero?
Book Synopsis The Power of Zero, Revised and Updated by : David McKnight
Download or read book The Power of Zero, Revised and Updated written by David McKnight and published by Crown Currency. This book was released on 2018-09-04 with total page 162 pages. Available in PDF, EPUB and Kindle. Book excerpt: OVER 300,000 COPIES IN PRINT, WITH A NEW CHAPTER ON THE 2018 TAX CUTS. There's a massive freight train bearing down on the average American investor, and it's coming in the form of higher taxes. The United States Government has made trillions of dollars in unfunded promises for programs like Social Security and Medicare—and the only way to deliver on these promises is to raise taxes. Some experts have even suggested that tax rates will need to double, just to keep our country solvent. Unfortunately, if you're like most Americans, you've saved the majority of your retirement assets in tax-deferred vehicles like 401(k)s and IRAs. If tax rates go up, how much of your hard-earned money will you really get to keep? In The Power of Zero, McKnight provides a concise, step-by-step roadmap on how to get to the 0% tax bracket by the time you retire, effectively eliminating tax rate risk from your retirement picture. Now, in this expanded edition, McKnight has updated the book with a new chapter on the 2017 Tax Cuts and Jobs Act, showing readers how to navigate the new tax law, and how they can extend the life of their retirement savings by taking advantage of it now. The day of reckoning is fast approaching. Are you ready to do what it takes to experience the power of zero?
The best way to take control of your post-career financial future Retirement is lasting longer for all of us. That’s why—and however long you decide to keep working—it’s essential to plan ahead so you can live your post-career life as you wish. The latest edition of Personal Finance After 50 For Dummies details what you need to know—making it the perfect book to shelve next to your diet and fitness library, so you can keep your finances, as well as your health, in peak condition. Whether you’re new to financial planning or are pretty savvy but want to cut through the noise with targeted information and advice, you’ll find everything you need to know about how best to spend, invest, and protect your wealth so you can make your senior years worry-free, healthy, and fun. In plain English, retirement and financial experts Eric Tyson and Bob Carlson cover all the issues from investing, Social Security, and the long-term insurance marketplace to taxes and estate planning—including state-by-state differences. They demystify the muddy world of financial planning and provide strategies that make the course ahead crystal clear. They also dive into less obvious territory, showing how it’s possible to strategize financially to avoid the worst impact of unexpected events—such as the COVID-19 crisis—as well as exploring what investment approaches you can take to protect the most important possession of all: your own and your family’s health. Minimize your taxes and make wise investing decisions Find out how the SECURE Act affects retirement accounts and savings Navigate the latest Medicare, Social Security, and property tax rules Dig into what’s new in estate planning and reverse mortgages Get what you want from your career as you approach retirement Whether doing it for yourself or for parents, it’s never too late to begin retirement planning—and this highly praised, straightforward book is the best way to take control, so you can be confident your senior years are exactly what you want them to be: golden.
Book Synopsis Personal Finance After 50 For Dummies by : Eric Tyson
Download or read book Personal Finance After 50 For Dummies written by Eric Tyson and published by John Wiley & Sons. This book was released on 2021-03-26 with total page 400 pages. Available in PDF, EPUB and Kindle. Book excerpt: The best way to take control of your post-career financial future Retirement is lasting longer for all of us. That’s why—and however long you decide to keep working—it’s essential to plan ahead so you can live your post-career life as you wish. The latest edition of Personal Finance After 50 For Dummies details what you need to know—making it the perfect book to shelve next to your diet and fitness library, so you can keep your finances, as well as your health, in peak condition. Whether you’re new to financial planning or are pretty savvy but want to cut through the noise with targeted information and advice, you’ll find everything you need to know about how best to spend, invest, and protect your wealth so you can make your senior years worry-free, healthy, and fun. In plain English, retirement and financial experts Eric Tyson and Bob Carlson cover all the issues from investing, Social Security, and the long-term insurance marketplace to taxes and estate planning—including state-by-state differences. They demystify the muddy world of financial planning and provide strategies that make the course ahead crystal clear. They also dive into less obvious territory, showing how it’s possible to strategize financially to avoid the worst impact of unexpected events—such as the COVID-19 crisis—as well as exploring what investment approaches you can take to protect the most important possession of all: your own and your family’s health. Minimize your taxes and make wise investing decisions Find out how the SECURE Act affects retirement accounts and savings Navigate the latest Medicare, Social Security, and property tax rules Dig into what’s new in estate planning and reverse mortgages Get what you want from your career as you approach retirement Whether doing it for yourself or for parents, it’s never too late to begin retirement planning—and this highly praised, straightforward book is the best way to take control, so you can be confident your senior years are exactly what you want them to be: golden.
Fear can be paralyzing. And the financial world can be a labyrinth of both lucrative opportunities or potential pitfalls, creating anxiety and uncertainty. When it comes to your retirement, there is no greater asset than knowledge and understanding of your options, empowering you to make the best decisions possible.As a veteran in the financial services industry since 1994, I will present in this book proven strategies that have worked for my clients, and can work for you, too. The key to a common sense approach is to keep it simple. There's no need to overcomplicate or reinvent the wheel. A sound retirement plan and disciplined investment framework can be the difference between running out of money in retirement, or fulfilling your long-term dreams of financial security. This book is filled with strategies and principles intended to not only grow and extend your retirement dollars, but to also protect your money along the way, encouraging you to look at retirement through a different lens.Whether you're approaching retirement age or know someone who is, this book will provide valuableeducation and insights into your retirement options, provoking critical questions to ask yourself, and outlining the steps you can take right now to create a stress-free retirement.It's time to remove the fear, get ahead of the game, and prepare for the best days of your life. Plan Smart, Retire Right will show you the way.
Book Synopsis Plan Smart, Retire Right by : Rich Zeitz
Download or read book Plan Smart, Retire Right written by Rich Zeitz and published by . This book was released on 2018-06-27 with total page 187 pages. Available in PDF, EPUB and Kindle. Book excerpt: Fear can be paralyzing. And the financial world can be a labyrinth of both lucrative opportunities or potential pitfalls, creating anxiety and uncertainty. When it comes to your retirement, there is no greater asset than knowledge and understanding of your options, empowering you to make the best decisions possible.As a veteran in the financial services industry since 1994, I will present in this book proven strategies that have worked for my clients, and can work for you, too. The key to a common sense approach is to keep it simple. There's no need to overcomplicate or reinvent the wheel. A sound retirement plan and disciplined investment framework can be the difference between running out of money in retirement, or fulfilling your long-term dreams of financial security. This book is filled with strategies and principles intended to not only grow and extend your retirement dollars, but to also protect your money along the way, encouraging you to look at retirement through a different lens.Whether you're approaching retirement age or know someone who is, this book will provide valuableeducation and insights into your retirement options, provoking critical questions to ask yourself, and outlining the steps you can take right now to create a stress-free retirement.It's time to remove the fear, get ahead of the game, and prepare for the best days of your life. Plan Smart, Retire Right will show you the way.
All you need to know about planning your retirement.
Book Synopsis Retiring by : Hope Egan
Download or read book Retiring written by Hope Egan and published by Sterling Publishing Company. This book was released on 2003 with total page 212 pages. Available in PDF, EPUB and Kindle. Book excerpt: All you need to know about planning your retirement.
A straightforward and sensible guide to investing so that after retirement you can still sleep at night. Congratulations. You are in a rare minority. You have saved and invested for your retirement. But after decades of accumulation, have you thought about how to organize your portfolio once you begin de-cumulating? Can you have a virtual paycheck to replace your former real one? This book will guide you through a major life transition—assuring that your savings last at least as long as you will. In It’s the Income, Stupid! Philip J. Romero, an academic who has shaped the economies of several U.S. states, and Riaan Nel, a wealth manager who helps clients transition into retirement, provide a street-smart guide to your money. Get no-nonsense, no sales pitch advice about the types of investments to embrace—and the ones to avoid. Many of the lessons about investing that were learned before the recession have been overtaken by events. This book will help you plan your portfolio in the "new normal." It’s the Income, Stupid! will provide a road map to this new world. But it doesn't stop there. It also offers practical recommendations for structuring your portfolio so that it can provide you with a virtual paycheck once work no longer provides a real one. It’s the Income, Stupid! offers unbiased advice about the vast range of investment choices you face, so you can assure that your investments meet your needs—and not a salesman’s.
Book Synopsis It's the Income, Stupid by : Philip J. Romero
Download or read book It's the Income, Stupid written by Philip J. Romero and published by Simon and Schuster. This book was released on 2017-04-25 with total page 240 pages. Available in PDF, EPUB and Kindle. Book excerpt: A straightforward and sensible guide to investing so that after retirement you can still sleep at night. Congratulations. You are in a rare minority. You have saved and invested for your retirement. But after decades of accumulation, have you thought about how to organize your portfolio once you begin de-cumulating? Can you have a virtual paycheck to replace your former real one? This book will guide you through a major life transition—assuring that your savings last at least as long as you will. In It’s the Income, Stupid! Philip J. Romero, an academic who has shaped the economies of several U.S. states, and Riaan Nel, a wealth manager who helps clients transition into retirement, provide a street-smart guide to your money. Get no-nonsense, no sales pitch advice about the types of investments to embrace—and the ones to avoid. Many of the lessons about investing that were learned before the recession have been overtaken by events. This book will help you plan your portfolio in the "new normal." It’s the Income, Stupid! will provide a road map to this new world. But it doesn't stop there. It also offers practical recommendations for structuring your portfolio so that it can provide you with a virtual paycheck once work no longer provides a real one. It’s the Income, Stupid! offers unbiased advice about the vast range of investment choices you face, so you can assure that your investments meet your needs—and not a salesman’s.
