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Housing as Intervention

Author: Karen Kubey

Publisher: John Wiley & Sons

Published: 2018-07-30

Total Pages: 144

ISBN-13: 1119337844

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Across the world, the housing crisis is escalating. Mass migration to cities has led to rapid urbanisation on an unprecedented scale, while the withdrawal of public funding from social housing provision in Western countries, and widening income inequality, have further compounded the situation. In prosperous US and European cities, middle- and low-income residents are being pushed out of housing markets increasingly dominated by luxury investors. The average London tenant, for example, now pays an unaffordable 49 per cent of his or her pre-tax income in rent. Parts of the developing world and areas of forced migration are experiencing insufficient affordable housing stock coupled with rapidly shifting ways of life. In response to this context, forward-thinking architects are taking the lead with a collaborative approach. By partnering with allied fields, working with residents, developing new forms of housing, and leveraging new funding systems and policies, they are providing strategic leadership for what many consider to be our cities’ most pressing crisis. Amidst growing economic and health disparities, this issue of AD asks how housing projects, and the design processes behind them, might be interventions towards greater social equity, and how collaborative work in housing might reposition the architectural profession at large. Recommended by Fast Company as one of the best reads of 2018 and included in their list of 9 books designers should read in 2019! Contributors include: Cynthia Barton, Deborah Gans, and Rosamund Palmer; Neeraj Bhatia and Antje Steinmuller; Dana Cuff; Fatou Dieye; Robert Fishman; Na Fu; Paul Karakusevic; Kaja Kühl and Julie Behrens; Matthew Gordon Lasner; Meir Lobaton Corona; Marc Norman; Julia Park; Brian Phillips and Deb Katz; Pollyanna Rhee; Emily Schmidt and Rosalie Genevro Featured architects: Architects for Social Housing, Shigeru Ban Architects, Tatiana Bilbao ESTUDIO, cityLAB, Frédéric Druot Architecture, ERA Architects, GANS studio, Garrison Architects, HOWOGE, Interface Studio Architects, Karakusevic Carson Architects, Lacaton & Vassal, Light Earth Designs, NHDM, PYATOK architecture + urban design, Urbanus, and Urban Works Agency

Book Synopsis Housing as Intervention by : Karen Kubey

Download or read book Housing as Intervention written by Karen Kubey and published by John Wiley & Sons. This book was released on 2018-07-30 with total page 144 pages. Available in PDF, EPUB and Kindle. Book excerpt: Across the world, the housing crisis is escalating. Mass migration to cities has led to rapid urbanisation on an unprecedented scale, while the withdrawal of public funding from social housing provision in Western countries, and widening income inequality, have further compounded the situation. In prosperous US and European cities, middle- and low-income residents are being pushed out of housing markets increasingly dominated by luxury investors. The average London tenant, for example, now pays an unaffordable 49 per cent of his or her pre-tax income in rent. Parts of the developing world and areas of forced migration are experiencing insufficient affordable housing stock coupled with rapidly shifting ways of life. In response to this context, forward-thinking architects are taking the lead with a collaborative approach. By partnering with allied fields, working with residents, developing new forms of housing, and leveraging new funding systems and policies, they are providing strategic leadership for what many consider to be our cities’ most pressing crisis. Amidst growing economic and health disparities, this issue of AD asks how housing projects, and the design processes behind them, might be interventions towards greater social equity, and how collaborative work in housing might reposition the architectural profession at large. Recommended by Fast Company as one of the best reads of 2018 and included in their list of 9 books designers should read in 2019! Contributors include: Cynthia Barton, Deborah Gans, and Rosamund Palmer; Neeraj Bhatia and Antje Steinmuller; Dana Cuff; Fatou Dieye; Robert Fishman; Na Fu; Paul Karakusevic; Kaja Kühl and Julie Behrens; Matthew Gordon Lasner; Meir Lobaton Corona; Marc Norman; Julia Park; Brian Phillips and Deb Katz; Pollyanna Rhee; Emily Schmidt and Rosalie Genevro Featured architects: Architects for Social Housing, Shigeru Ban Architects, Tatiana Bilbao ESTUDIO, cityLAB, Frédéric Druot Architecture, ERA Architects, GANS studio, Garrison Architects, HOWOGE, Interface Studio Architects, Karakusevic Carson Architects, Lacaton & Vassal, Light Earth Designs, NHDM, PYATOK architecture + urban design, Urbanus, and Urban Works Agency

Investing in Interventions That Address Non-Medical, Health-Related Social Needs

Author: National Academies of Sciences, Engineering, and Medicine

Publisher: National Academies Press

Published: 2019-09-27

Total Pages: 119

ISBN-13: 0309496500

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With U.S. health care costs projected to grow at an average rate of 5.5 percent per year from 2018 to 2027, or 0.8 percentage points faster than the gross domestic product, and reach nearly $6.0 trillion per year by 2027, policy makers and a wide range of stakeholders are searching for plausible actions the nation can take to slow this rise and keep health expenditures from consuming an ever greater portion of U.S. economic output. While health care services are essential to heath, there is growing recognition that social determinants of health are important influences on population health. Supporting this idea are estimates that while health care accounts for some 10 to 20 percent of the determinants of health, socioeconomic factors and factors related to the physical environment are estimated to account for up to 50 percent of the determinants of health. Challenges related to the social determinants of health at the individual level include housing insecurity and poor housing quality, food insecurity, limitations in access to transportation, and lack of social support. These social needs affect access to care and health care utilization as well as health outcomes. Health care systems have begun exploring ways to address non-medical, health-related social needs as a way to reduce health care costs. To explore the potential effect of addressing non-medical health-related social needs on improving population health and reducing health care spending in a value-driven health care delivery system, the National Academies of Science, Engineering, and Medicine held a full-day public workshop titled Investing in Interventions that Address Non-Medical, Health-Related Social Needs on April 26, 2019, in Washington, DC. The objectives of the workshop were to explore effective practices and the supporting evidence base for addressing the non-medical health-related social needs of individuals, such as housing and food insecurities; review assessments of return on investment (ROI) for payers, healthy systems, and communities; and identify gaps and opportunities for research and steps that could help to further the understanding of the ROI on addressing non-medical health-related social needs. This publication summarizes the presentations and discussions from the workshop.

Book Synopsis Investing in Interventions That Address Non-Medical, Health-Related Social Needs by : National Academies of Sciences, Engineering, and Medicine

Download or read book Investing in Interventions That Address Non-Medical, Health-Related Social Needs written by National Academies of Sciences, Engineering, and Medicine and published by National Academies Press. This book was released on 2019-09-27 with total page 119 pages. Available in PDF, EPUB and Kindle. Book excerpt: With U.S. health care costs projected to grow at an average rate of 5.5 percent per year from 2018 to 2027, or 0.8 percentage points faster than the gross domestic product, and reach nearly $6.0 trillion per year by 2027, policy makers and a wide range of stakeholders are searching for plausible actions the nation can take to slow this rise and keep health expenditures from consuming an ever greater portion of U.S. economic output. While health care services are essential to heath, there is growing recognition that social determinants of health are important influences on population health. Supporting this idea are estimates that while health care accounts for some 10 to 20 percent of the determinants of health, socioeconomic factors and factors related to the physical environment are estimated to account for up to 50 percent of the determinants of health. Challenges related to the social determinants of health at the individual level include housing insecurity and poor housing quality, food insecurity, limitations in access to transportation, and lack of social support. These social needs affect access to care and health care utilization as well as health outcomes. Health care systems have begun exploring ways to address non-medical, health-related social needs as a way to reduce health care costs. To explore the potential effect of addressing non-medical health-related social needs on improving population health and reducing health care spending in a value-driven health care delivery system, the National Academies of Science, Engineering, and Medicine held a full-day public workshop titled Investing in Interventions that Address Non-Medical, Health-Related Social Needs on April 26, 2019, in Washington, DC. The objectives of the workshop were to explore effective practices and the supporting evidence base for addressing the non-medical health-related social needs of individuals, such as housing and food insecurities; review assessments of return on investment (ROI) for payers, healthy systems, and communities; and identify gaps and opportunities for research and steps that could help to further the understanding of the ROI on addressing non-medical health-related social needs. This publication summarizes the presentations and discussions from the workshop.

Permanent Supportive Housing

Author: National Academies of Sciences, Engineering, and Medicine

Publisher: National Academies Press

Published: 2018-07-11

Total Pages: 227

ISBN-13: 0309477077

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Chronic homelessness is a highly complex social problem of national importance. The problem has elicited a variety of societal and public policy responses over the years, concomitant with fluctuations in the economy and changes in the demographics of and attitudes toward poor and disenfranchised citizens. In recent decades, federal agencies, nonprofit organizations, and the philanthropic community have worked hard to develop and implement programs to solve the challenges of homelessness, and progress has been made. However, much more remains to be done. Importantly, the results of various efforts, and especially the efforts to reduce homelessness among veterans in recent years, have shown that the problem of homelessness can be successfully addressed. Although a number of programs have been developed to meet the needs of persons experiencing homelessness, this report focuses on one particular type of intervention: permanent supportive housing (PSH). Permanent Supportive Housing focuses on the impact of PSH on health care outcomes and its cost-effectiveness. The report also addresses policy and program barriers that affect the ability to bring the PSH and other housing models to scale to address housing and health care needs.

Book Synopsis Permanent Supportive Housing by : National Academies of Sciences, Engineering, and Medicine

Download or read book Permanent Supportive Housing written by National Academies of Sciences, Engineering, and Medicine and published by National Academies Press. This book was released on 2018-07-11 with total page 227 pages. Available in PDF, EPUB and Kindle. Book excerpt: Chronic homelessness is a highly complex social problem of national importance. The problem has elicited a variety of societal and public policy responses over the years, concomitant with fluctuations in the economy and changes in the demographics of and attitudes toward poor and disenfranchised citizens. In recent decades, federal agencies, nonprofit organizations, and the philanthropic community have worked hard to develop and implement programs to solve the challenges of homelessness, and progress has been made. However, much more remains to be done. Importantly, the results of various efforts, and especially the efforts to reduce homelessness among veterans in recent years, have shown that the problem of homelessness can be successfully addressed. Although a number of programs have been developed to meet the needs of persons experiencing homelessness, this report focuses on one particular type of intervention: permanent supportive housing (PSH). Permanent Supportive Housing focuses on the impact of PSH on health care outcomes and its cost-effectiveness. The report also addresses policy and program barriers that affect the ability to bring the PSH and other housing models to scale to address housing and health care needs.

WHO Housing and Health Guidelines

Author:

Publisher:

Published: 2018

Total Pages: 149

ISBN-13: 9789241550376

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Improved housing conditions can save lives, prevent disease, increase quality of life, reduce poverty, and help mitigate climate change. Housing is becoming increasingly important to health in light of urban growth, ageing populations and climate change. The WHO Housing and health guidelines bring together the most recent evidence to provide practical recommendations to reduce the health burden due to unsafe and substandard housing. Based on newly commissioned systematic reviews, the guidelines provide recommendations relevant to inadequate living space (crowding), low and high indoor temperatures, injury hazards in the home, and accessibility of housing for people with functional impairments. In addition, the guidelines identify and summarize existing WHO guidelines and recommendations related to housing, with respect to water quality, air quality, neighbourhood noise, asbestos, lead, tobacco smoke and radon. The guidelines take a comprehensive, intersectoral perspective on the issue of housing and health and highlight co-benefits of interventions addressing several risk factors at the same time. The WHO Housing and health guidelines aim at informing housing policies and regulations at the national, regional and local level and are further relevant in the daily activities of implementing actors who are directly involved in the construction, maintenance and demolition of housing in ways that influence human health and safety. The guidelines therefore emphasize the importance of collaboration between the health and other sectors and joint efforts across all government levels to promote healthy housing. The guidelines' implementation at country-level will in particular contribute to the achievement of the Sustainable Development Goals on health (SDG 3) and sustainable cities (SDG 11). WHO will support Member States in adapting the guidelines to national contexts and priorities to ensure safe and healthy housing for all.

Book Synopsis WHO Housing and Health Guidelines by :

Download or read book WHO Housing and Health Guidelines written by and published by . This book was released on 2018 with total page 149 pages. Available in PDF, EPUB and Kindle. Book excerpt: Improved housing conditions can save lives, prevent disease, increase quality of life, reduce poverty, and help mitigate climate change. Housing is becoming increasingly important to health in light of urban growth, ageing populations and climate change. The WHO Housing and health guidelines bring together the most recent evidence to provide practical recommendations to reduce the health burden due to unsafe and substandard housing. Based on newly commissioned systematic reviews, the guidelines provide recommendations relevant to inadequate living space (crowding), low and high indoor temperatures, injury hazards in the home, and accessibility of housing for people with functional impairments. In addition, the guidelines identify and summarize existing WHO guidelines and recommendations related to housing, with respect to water quality, air quality, neighbourhood noise, asbestos, lead, tobacco smoke and radon. The guidelines take a comprehensive, intersectoral perspective on the issue of housing and health and highlight co-benefits of interventions addressing several risk factors at the same time. The WHO Housing and health guidelines aim at informing housing policies and regulations at the national, regional and local level and are further relevant in the daily activities of implementing actors who are directly involved in the construction, maintenance and demolition of housing in ways that influence human health and safety. The guidelines therefore emphasize the importance of collaboration between the health and other sectors and joint efforts across all government levels to promote healthy housing. The guidelines' implementation at country-level will in particular contribute to the achievement of the Sustainable Development Goals on health (SDG 3) and sustainable cities (SDG 11). WHO will support Member States in adapting the guidelines to national contexts and priorities to ensure safe and healthy housing for all.

Intervention Architecture

Author:

Publisher:

Published:

Total Pages: 0

ISBN-13: 9780755696802

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"Since its inception in 1977, the Aga Khan Award for Architecture has recognised almost 100 projects that have set new standards of excellence in architecture, planning, conservation and landscape design. To mark the 30th year of the award, this publication includes a historical overview of winning projects, seminars and events through the years. Each of the projects selected in this 10th cycle of the award is illustrated through detailed drawings, specially commissioned photographs and concise descriptions. An introductory essay by Homi K. Bhabha is accompanied by a discussion of architecture for a changing world, with contributions from Omar Akbar, Homa Farjadi, Sahel Al-Hiyari, Shirazeh Houshiary, Mohsen Mostafavi, Farshid Moussavi, Modjtaba Sadria, Brigitte Shim, Billie Tsien and Kenneth Yeang."--Jacket.

Book Synopsis Intervention Architecture by :

Download or read book Intervention Architecture written by and published by . This book was released on with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Since its inception in 1977, the Aga Khan Award for Architecture has recognised almost 100 projects that have set new standards of excellence in architecture, planning, conservation and landscape design. To mark the 30th year of the award, this publication includes a historical overview of winning projects, seminars and events through the years. Each of the projects selected in this 10th cycle of the award is illustrated through detailed drawings, specially commissioned photographs and concise descriptions. An introductory essay by Homi K. Bhabha is accompanied by a discussion of architecture for a changing world, with contributions from Omar Akbar, Homa Farjadi, Sahel Al-Hiyari, Shirazeh Houshiary, Mohsen Mostafavi, Farshid Moussavi, Modjtaba Sadria, Brigitte Shim, Billie Tsien and Kenneth Yeang."--Jacket.

Homelessness Prevention and Intervention in Social Work

Author: Heather Larkin

Publisher: Springer

Published: 2019-06-26

Total Pages: 409

ISBN-13: 3030037274

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This important text provides a comprehensive survey of homelessness in America: its scope and causes, its diverse populations, and the array of responses at the individual, community, and systems levels. Expert contributors explore the links between trauma and homelessness, the cycle of homelessness and health/mental health problems, and barriers preventing people from accessing services. Case studies of effective programs and practices focus on science-based interventions, broad understanding of client needs, and close coordination between systems and agencies. Finally, specialized chapters discuss issues and experiences common to homeless youth and young adults, including housing instability on college campuses and empowerment-based strategies for engaging youth voice in programming . Included in the coverage: Homelessness and health disparities: a health equity lens Affordable housing and housing policy responses to homelessness Street talk: homeless discourses and the politics of service provision Multisectoral collaborations to address homelessness Trauma-informed care in homelessness service settings: challenges and opportunities Incorporating youth voice into services for young people experiencing homelessness Homelessness Prevention and Intervention in Social Work fills a critical gap in the social work curriculum as a main or a supplementary text. It also makes an accessible resource for clinicians and community practitioners seeking current knowledge on the topic, practical approaches to working with clients experiencing homelessness, and useful information for effective program and policy design.

Book Synopsis Homelessness Prevention and Intervention in Social Work by : Heather Larkin

Download or read book Homelessness Prevention and Intervention in Social Work written by Heather Larkin and published by Springer. This book was released on 2019-06-26 with total page 409 pages. Available in PDF, EPUB and Kindle. Book excerpt: This important text provides a comprehensive survey of homelessness in America: its scope and causes, its diverse populations, and the array of responses at the individual, community, and systems levels. Expert contributors explore the links between trauma and homelessness, the cycle of homelessness and health/mental health problems, and barriers preventing people from accessing services. Case studies of effective programs and practices focus on science-based interventions, broad understanding of client needs, and close coordination between systems and agencies. Finally, specialized chapters discuss issues and experiences common to homeless youth and young adults, including housing instability on college campuses and empowerment-based strategies for engaging youth voice in programming . Included in the coverage: Homelessness and health disparities: a health equity lens Affordable housing and housing policy responses to homelessness Street talk: homeless discourses and the politics of service provision Multisectoral collaborations to address homelessness Trauma-informed care in homelessness service settings: challenges and opportunities Incorporating youth voice into services for young people experiencing homelessness Homelessness Prevention and Intervention in Social Work fills a critical gap in the social work curriculum as a main or a supplementary text. It also makes an accessible resource for clinicians and community practitioners seeking current knowledge on the topic, practical approaches to working with clients experiencing homelessness, and useful information for effective program and policy design.

Design Intervention (Routledge Revivals)

Author: Wolfgang F. E. Preiser

Publisher: Routledge

Published: 2015-05-15

Total Pages: 389

ISBN-13: 1317500601

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Design Intervention: Toward a More Humane Architecture, first published in 1991, intends to demonstrate that interest in social issues is alive and well in architecture, that there is a small but effective cadre of dedicated professionals who continue to commit themselves to solving social problems, and that architecture is being applied to the alleviation of the social ills of our time. The editors and contributors in this book have all grappled with their own definitions of design innovation, and express in practical and useful ways their ideas for contributing to a better and less needy world through the architecture they describe. This book will be of interest to students of architecture.

Book Synopsis Design Intervention (Routledge Revivals) by : Wolfgang F. E. Preiser

Download or read book Design Intervention (Routledge Revivals) written by Wolfgang F. E. Preiser and published by Routledge. This book was released on 2015-05-15 with total page 389 pages. Available in PDF, EPUB and Kindle. Book excerpt: Design Intervention: Toward a More Humane Architecture, first published in 1991, intends to demonstrate that interest in social issues is alive and well in architecture, that there is a small but effective cadre of dedicated professionals who continue to commit themselves to solving social problems, and that architecture is being applied to the alleviation of the social ills of our time. The editors and contributors in this book have all grappled with their own definitions of design innovation, and express in practical and useful ways their ideas for contributing to a better and less needy world through the architecture they describe. This book will be of interest to students of architecture.

Pretreatment Guide for Homeless Outreach & Housing First

Author: Jay S. Levy

Publisher: Loving Healing Press

Published: 2012-09-30

Total Pages: 178

ISBN-13: 1615992014

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This book provides social workers, outreach clinicians, case managers, and concerned community members with a pretreatment guide for assisting homeless couples, youth, and single adults. The inter-relationship between Homeless Outreach and Housing First is examined in detail to inform program development and hands on practice. "Pretreatment Guide for Homeless Outreach & Housing First" shares five detailed case studies from the field to elucidate effective ways of helping and to demonstrate how the most vulnerable among us can overcome trauma and homelessness. Readers will:ÿ ÿ * Expand their assessment skills and discover new interventions for helping people who have experienced long-term or chronic homelessness.ÿ ÿ *ÿUnderstand and be able to integrate the stages of common language construction with their own practice.ÿ ÿ *ÿLearn about the positive measurable impact of a Housing First approach and its moral, fiscal, and quality of life implications.ÿ ÿ *ÿUnderstand how to better integrate program policy and supervision with Homeless Outreach & Housing First initiatives.ÿ ÿ *ÿLearn how to utilize a Pretreatment Approach with couples, youth, and unaccompanied adults experiencing untreated major mental illness and addiction.ÿ "Jay S. Levy's book is essential reading to both people new to the movement to end homelessness and folks who have been in the trenches for many years. Learn how to do effective outreach with the chronic homeless population, and the ins and outs of the Housing First model. The personal stories and the success cases will give inspiration to work even harder to help both individuals and for ending homelessness in your community." Michael Stoops, Director of Community Organizing National Coalition for the Homeless, Washington, DC Learn more at www.JaySLevy.com Another empowering book from Loving Healing Press www.LovingHealing.com

Book Synopsis Pretreatment Guide for Homeless Outreach & Housing First by : Jay S. Levy

Download or read book Pretreatment Guide for Homeless Outreach & Housing First written by Jay S. Levy and published by Loving Healing Press. This book was released on 2012-09-30 with total page 178 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book provides social workers, outreach clinicians, case managers, and concerned community members with a pretreatment guide for assisting homeless couples, youth, and single adults. The inter-relationship between Homeless Outreach and Housing First is examined in detail to inform program development and hands on practice. "Pretreatment Guide for Homeless Outreach & Housing First" shares five detailed case studies from the field to elucidate effective ways of helping and to demonstrate how the most vulnerable among us can overcome trauma and homelessness. Readers will:ÿ ÿ * Expand their assessment skills and discover new interventions for helping people who have experienced long-term or chronic homelessness.ÿ ÿ *ÿUnderstand and be able to integrate the stages of common language construction with their own practice.ÿ ÿ *ÿLearn about the positive measurable impact of a Housing First approach and its moral, fiscal, and quality of life implications.ÿ ÿ *ÿUnderstand how to better integrate program policy and supervision with Homeless Outreach & Housing First initiatives.ÿ ÿ *ÿLearn how to utilize a Pretreatment Approach with couples, youth, and unaccompanied adults experiencing untreated major mental illness and addiction.ÿ "Jay S. Levy's book is essential reading to both people new to the movement to end homelessness and folks who have been in the trenches for many years. Learn how to do effective outreach with the chronic homeless population, and the ins and outs of the Housing First model. The personal stories and the success cases will give inspiration to work even harder to help both individuals and for ending homelessness in your community." Michael Stoops, Director of Community Organizing National Coalition for the Homeless, Washington, DC Learn more at www.JaySLevy.com Another empowering book from Loving Healing Press www.LovingHealing.com

Homelessness, Health, and Human Needs

Author: Institute of Medicine

Publisher: National Academies Press

Published: 1988-02-01

Total Pages: 257

ISBN-13: 0309038324

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There have always been homeless people in the United States, but their plight has only recently stirred widespread public reaction and concern. Part of this new recognition stems from the problem's prevalence: the number of homeless individuals, while hard to pin down exactly, is rising. In light of this, Congress asked the Institute of Medicine to find out whether existing health care programs were ignoring the homeless or delivering care to them inefficiently. This book is the report prepared by a committee of experts who examined these problems through visits to city slums and impoverished rural areas, and through an analysis of papers written by leading scholars in the field.

Book Synopsis Homelessness, Health, and Human Needs by : Institute of Medicine

Download or read book Homelessness, Health, and Human Needs written by Institute of Medicine and published by National Academies Press. This book was released on 1988-02-01 with total page 257 pages. Available in PDF, EPUB and Kindle. Book excerpt: There have always been homeless people in the United States, but their plight has only recently stirred widespread public reaction and concern. Part of this new recognition stems from the problem's prevalence: the number of homeless individuals, while hard to pin down exactly, is rising. In light of this, Congress asked the Institute of Medicine to find out whether existing health care programs were ignoring the homeless or delivering care to them inefficiently. This book is the report prepared by a committee of experts who examined these problems through visits to city slums and impoverished rural areas, and through an analysis of papers written by leading scholars in the field.

Race for Profit

Author: Keeanga-Yamahtta Taylor

Publisher: UNC Press Books

Published: 2019-09-03

Total Pages: 364

ISBN-13: 1469653672

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LONGLISTED FOR THE 2019 NATIONAL BOOK AWARD FINALIST, 2020 PULITZER PRIZE IN HISTORY By the late 1960s and early 1970s, reeling from a wave of urban uprisings, politicians finally worked to end the practice of redlining. Reasoning that the turbulence could be calmed by turning Black city-dwellers into homeowners, they passed the Housing and Urban Development Act of 1968, and set about establishing policies to induce mortgage lenders and the real estate industry to treat Black homebuyers equally. The disaster that ensued revealed that racist exclusion had not been eradicated, but rather transmuted into a new phenomenon of predatory inclusion. Race for Profit uncovers how exploitative real estate practices continued well after housing discrimination was banned. The same racist structures and individuals remained intact after redlining's end, and close relationships between regulators and the industry created incentives to ignore improprieties. Meanwhile, new policies meant to encourage low-income homeownership created new methods to exploit Black homeowners. The federal government guaranteed urban mortgages in an attempt to overcome resistance to lending to Black buyers – as if unprofitability, rather than racism, was the cause of housing segregation. Bankers, investors, and real estate agents took advantage of the perverse incentives, targeting the Black women most likely to fail to keep up their home payments and slip into foreclosure, multiplying their profits. As a result, by the end of the 1970s, the nation's first programs to encourage Black homeownership ended with tens of thousands of foreclosures in Black communities across the country. The push to uplift Black homeownership had descended into a goldmine for realtors and mortgage lenders, and a ready-made cudgel for the champions of deregulation to wield against government intervention of any kind. Narrating the story of a sea-change in housing policy and its dire impact on African Americans, Race for Profit reveals how the urban core was transformed into a new frontier of cynical extraction.

Book Synopsis Race for Profit by : Keeanga-Yamahtta Taylor

Download or read book Race for Profit written by Keeanga-Yamahtta Taylor and published by UNC Press Books. This book was released on 2019-09-03 with total page 364 pages. Available in PDF, EPUB and Kindle. Book excerpt: LONGLISTED FOR THE 2019 NATIONAL BOOK AWARD FINALIST, 2020 PULITZER PRIZE IN HISTORY By the late 1960s and early 1970s, reeling from a wave of urban uprisings, politicians finally worked to end the practice of redlining. Reasoning that the turbulence could be calmed by turning Black city-dwellers into homeowners, they passed the Housing and Urban Development Act of 1968, and set about establishing policies to induce mortgage lenders and the real estate industry to treat Black homebuyers equally. The disaster that ensued revealed that racist exclusion had not been eradicated, but rather transmuted into a new phenomenon of predatory inclusion. Race for Profit uncovers how exploitative real estate practices continued well after housing discrimination was banned. The same racist structures and individuals remained intact after redlining's end, and close relationships between regulators and the industry created incentives to ignore improprieties. Meanwhile, new policies meant to encourage low-income homeownership created new methods to exploit Black homeowners. The federal government guaranteed urban mortgages in an attempt to overcome resistance to lending to Black buyers – as if unprofitability, rather than racism, was the cause of housing segregation. Bankers, investors, and real estate agents took advantage of the perverse incentives, targeting the Black women most likely to fail to keep up their home payments and slip into foreclosure, multiplying their profits. As a result, by the end of the 1970s, the nation's first programs to encourage Black homeownership ended with tens of thousands of foreclosures in Black communities across the country. The push to uplift Black homeownership had descended into a goldmine for realtors and mortgage lenders, and a ready-made cudgel for the champions of deregulation to wield against government intervention of any kind. Narrating the story of a sea-change in housing policy and its dire impact on African Americans, Race for Profit reveals how the urban core was transformed into a new frontier of cynical extraction.