Microcredit and Agricultural Development

Microcredit and Agricultural Development

Author: M. Lakshmi Narasaiah

Publisher: Discovery Publishing House

Published: 2007

Total Pages: 224

ISBN-13: 9788183562478

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There has been rapid progress in nanoscience over the last few years, particularly in the area of miniaturization. The present title Encyclopaedia of Nanoscience is the first scientifically detailed description of developments that will revolutionize most of the industrial processes and products currently in use. This ground breaking work draws on physics and chemistry to establish basic concepts and analytical tools and thus only it provides an indispensable introduction to the emerging field of Nanoscience, Scientific research is the ultimate tool in pushing forward the limit of understanding. But, as with any tool, research is only powerful if used properly, and to its full effects. The more we learn, the more we discover connections threading through biochemical and biophysical world. In writing this Encyclopaedia the author has made every effort to present these connections in a way that will help first time students of Nanoscience understand the subject and how very relevant it is to their lives. Volume Details: 1. Advanced Nanotechnology; 2. Progress in Nanotechnology; 3. Molecular Nanomachines; 4. Potentials of Nanotechnology; 5. Modern Concepts in Nanotechnology.


Book Synopsis Microcredit and Agricultural Development by : M. Lakshmi Narasaiah

Download or read book Microcredit and Agricultural Development written by M. Lakshmi Narasaiah and published by Discovery Publishing House. This book was released on 2007 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: There has been rapid progress in nanoscience over the last few years, particularly in the area of miniaturization. The present title Encyclopaedia of Nanoscience is the first scientifically detailed description of developments that will revolutionize most of the industrial processes and products currently in use. This ground breaking work draws on physics and chemistry to establish basic concepts and analytical tools and thus only it provides an indispensable introduction to the emerging field of Nanoscience, Scientific research is the ultimate tool in pushing forward the limit of understanding. But, as with any tool, research is only powerful if used properly, and to its full effects. The more we learn, the more we discover connections threading through biochemical and biophysical world. In writing this Encyclopaedia the author has made every effort to present these connections in a way that will help first time students of Nanoscience understand the subject and how very relevant it is to their lives. Volume Details: 1. Advanced Nanotechnology; 2. Progress in Nanotechnology; 3. Molecular Nanomachines; 4. Potentials of Nanotechnology; 5. Modern Concepts in Nanotechnology.


Agricultural Finance for Smallholder Farmers

Agricultural Finance for Smallholder Farmers

Author: Daniela Roettger

Publisher: Columbia University Press

Published: 2015-08-01

Total Pages: 153

ISBN-13: 3838267850

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Even though traditional microfinance has successfully paved the way for offering financial services to low-income populations without traditional collateral, many microfinance institutions (MFIs) are still reluctant to move into rural areas and agricultural finance, due to the perceived high risks and costs.Daniela Röttger's research demonstrates how MFIs can mitigate risks and costs of lending to smallholder farmers by using a combination of proven traditional microfinance mechanisms while adapting specific loan features and lending mechanisms to the particularities of smallholder agriculture. She systematically compares traditional microfinance risk management mechanisms with agricultural microfinance approaches and identifies successful strategies. For this purpose, eight MFIs providing agricultural finance to smallholder farmers in four countries in East and West Africa (Uganda, Kenya, Benin, Cameroon) were interviewed and their loan features and agricultural lending mechanism were analyzed.The study shows that MFIs can successfully serve smallholder farmers in rural areas. However, the extent of adaptations is reason enough not to commit to such an endeavor lightly. A strong commitment combined with sound in-house knowledge of agricultural value chains and the flexibility to adapt loan terms and lending procedures to the particularities of agriculture are needed to successfully develop and sustain agricultural microfinance.


Book Synopsis Agricultural Finance for Smallholder Farmers by : Daniela Roettger

Download or read book Agricultural Finance for Smallholder Farmers written by Daniela Roettger and published by Columbia University Press. This book was released on 2015-08-01 with total page 153 pages. Available in PDF, EPUB and Kindle. Book excerpt: Even though traditional microfinance has successfully paved the way for offering financial services to low-income populations without traditional collateral, many microfinance institutions (MFIs) are still reluctant to move into rural areas and agricultural finance, due to the perceived high risks and costs.Daniela Röttger's research demonstrates how MFIs can mitigate risks and costs of lending to smallholder farmers by using a combination of proven traditional microfinance mechanisms while adapting specific loan features and lending mechanisms to the particularities of smallholder agriculture. She systematically compares traditional microfinance risk management mechanisms with agricultural microfinance approaches and identifies successful strategies. For this purpose, eight MFIs providing agricultural finance to smallholder farmers in four countries in East and West Africa (Uganda, Kenya, Benin, Cameroon) were interviewed and their loan features and agricultural lending mechanism were analyzed.The study shows that MFIs can successfully serve smallholder farmers in rural areas. However, the extent of adaptations is reason enough not to commit to such an endeavor lightly. A strong commitment combined with sound in-house knowledge of agricultural value chains and the flexibility to adapt loan terms and lending procedures to the particularities of agriculture are needed to successfully develop and sustain agricultural microfinance.


Microfinance in Developing Countries

Microfinance in Developing Countries

Author: J. Gueyie

Publisher: Springer

Published: 2013-01-17

Total Pages: 357

ISBN-13: 1137301929

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Microfinance in developing countries is a collection of studies by leading researchers in the field of microfinance. It discusses key issues that the rapidly growing microfinance industry currently faces, and offers interesting views and analysis of topical matters concerning the microfinance realm.


Book Synopsis Microfinance in Developing Countries by : J. Gueyie

Download or read book Microfinance in Developing Countries written by J. Gueyie and published by Springer. This book was released on 2013-01-17 with total page 357 pages. Available in PDF, EPUB and Kindle. Book excerpt: Microfinance in developing countries is a collection of studies by leading researchers in the field of microfinance. It discusses key issues that the rapidly growing microfinance industry currently faces, and offers interesting views and analysis of topical matters concerning the microfinance realm.


Beyond Micro-credit

Beyond Micro-credit

Author: Thomas Fisher

Publisher: Oxfam

Published: 2002

Total Pages: 396

ISBN-13: 9780855984885

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Beyond Micro-Credit sets out how Indian Micro-Finance Initiatives are combining micro-finance with a wide range of development goals, these include not only poverty alleviation through providing savings, credit and insurance services but also promoting livelihoods, empowering women, building people's organizations and changing institutions.


Book Synopsis Beyond Micro-credit by : Thomas Fisher

Download or read book Beyond Micro-credit written by Thomas Fisher and published by Oxfam. This book was released on 2002 with total page 396 pages. Available in PDF, EPUB and Kindle. Book excerpt: Beyond Micro-Credit sets out how Indian Micro-Finance Initiatives are combining micro-finance with a wide range of development goals, these include not only poverty alleviation through providing savings, credit and insurance services but also promoting livelihoods, empowering women, building people's organizations and changing institutions.


The Use of Microcredit to Strengthen the Role of Women in Senegalese Agriculture

The Use of Microcredit to Strengthen the Role of Women in Senegalese Agriculture

Author: Kelsey Staudacher

Publisher:

Published: 2009

Total Pages: 55

ISBN-13:

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"Although various problems beset the development of Sub-Saharan Africa (SSA), weak agricultural development and underutilization of the female workforce are considerably detrimental. This paper highlights the basic facts regarding the agricultural sector in SSA and the way it relates to food security while examining the role of women in the agricultural sector. Concentrating upon the case of Senegal and the role of Senegalese women in the agricultural sector, this paper aims to demonstrate that microcredit programs can be used to help rural Senegalese women to become more involved in the agricultural sector, which will lead to increased economic and social development for their country. However, few impact studies have been conducted to test this hypothesis neither in Senegal nor in the rest of SSA. To begin remedying this fact, in the final section of the paper, I propose directions for further research that could be used equally in Senegal and the rest of the continent. In the index of the paper, advocates and researchers will find a user-friendly factsheet to assist them as they delve deeper into the subjects of female agriculturalists, food security and microcredit in SSA"--Abstract.


Book Synopsis The Use of Microcredit to Strengthen the Role of Women in Senegalese Agriculture by : Kelsey Staudacher

Download or read book The Use of Microcredit to Strengthen the Role of Women in Senegalese Agriculture written by Kelsey Staudacher and published by . This book was released on 2009 with total page 55 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Although various problems beset the development of Sub-Saharan Africa (SSA), weak agricultural development and underutilization of the female workforce are considerably detrimental. This paper highlights the basic facts regarding the agricultural sector in SSA and the way it relates to food security while examining the role of women in the agricultural sector. Concentrating upon the case of Senegal and the role of Senegalese women in the agricultural sector, this paper aims to demonstrate that microcredit programs can be used to help rural Senegalese women to become more involved in the agricultural sector, which will lead to increased economic and social development for their country. However, few impact studies have been conducted to test this hypothesis neither in Senegal nor in the rest of SSA. To begin remedying this fact, in the final section of the paper, I propose directions for further research that could be used equally in Senegal and the rest of the continent. In the index of the paper, advocates and researchers will find a user-friendly factsheet to assist them as they delve deeper into the subjects of female agriculturalists, food security and microcredit in SSA"--Abstract.


Microcredit and Rural Poverty

Microcredit and Rural Poverty

Author: M.L. Narasaiah

Publisher: Discovery Publishing House

Published: 2006

Total Pages: 198

ISBN-13: 9788183560696

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The founding of financial institutions in the developing countries, whose target groups are supposed to be poorer people and, in particular, income-generating micro, small-scale and medium-sized enterprises, originated in the industrialized nations. Soon after Western development policy began in the 1950s and 1960s the donors noted that investment in infrastructure was insufficient to achieve growth. Reflecting on the experiences of Europe, state or mixedenterprise development banks were founded in many developing countries with the support of various donors. The banks were to promote industrialization as a subsituation for imports, as well as farming, housing construction and regional development. Their common feature was that they combined the characteristics of a bank and a public authority. On the one hand, they managed loan holdings and handled payment transactions, and one the other they prompted development by non-repayable grants. Since these functions each followed a very different logic, the banks were required to undertake a difficult tightrope walk.


Book Synopsis Microcredit and Rural Poverty by : M.L. Narasaiah

Download or read book Microcredit and Rural Poverty written by M.L. Narasaiah and published by Discovery Publishing House. This book was released on 2006 with total page 198 pages. Available in PDF, EPUB and Kindle. Book excerpt: The founding of financial institutions in the developing countries, whose target groups are supposed to be poorer people and, in particular, income-generating micro, small-scale and medium-sized enterprises, originated in the industrialized nations. Soon after Western development policy began in the 1950s and 1960s the donors noted that investment in infrastructure was insufficient to achieve growth. Reflecting on the experiences of Europe, state or mixedenterprise development banks were founded in many developing countries with the support of various donors. The banks were to promote industrialization as a subsituation for imports, as well as farming, housing construction and regional development. Their common feature was that they combined the characteristics of a bank and a public authority. On the one hand, they managed loan holdings and handled payment transactions, and one the other they prompted development by non-repayable grants. Since these functions each followed a very different logic, the banks were required to undertake a difficult tightrope walk.


Finance for Food

Finance for Food

Author: Doris Köhn

Publisher: Springer

Published: 2014-02-19

Total Pages: 295

ISBN-13: 3642540341

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This book reflects the current state of discussion about agricultural and rural finance in developing and transition countries. It provides insight into specific themes, such as commodity value chains, farm banking and risk management in agricultural banking, structured finance, crop insurance, mobile banking and how to increase effectiveness in rural finance. Case studies illustrate various aspects of agricultural and rural finance in developing economies. The book is based on one of the yearly financial Sector Development Symposia held by the KfW Development Bank.


Book Synopsis Finance for Food by : Doris Köhn

Download or read book Finance for Food written by Doris Köhn and published by Springer. This book was released on 2014-02-19 with total page 295 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book reflects the current state of discussion about agricultural and rural finance in developing and transition countries. It provides insight into specific themes, such as commodity value chains, farm banking and risk management in agricultural banking, structured finance, crop insurance, mobile banking and how to increase effectiveness in rural finance. Case studies illustrate various aspects of agricultural and rural finance in developing economies. The book is based on one of the yearly financial Sector Development Symposia held by the KfW Development Bank.


Agricultural Development Policy

Agricultural Development Policy

Author: Roger D. Norton

Publisher: John Wiley & Sons

Published: 2005-08-05

Total Pages: 540

ISBN-13: 0470857803

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Prepared under the aegis of the Food and Agriculture Organization of the United Nations (FAO), this text presents a fresh and comprehensive look at agricultural development policy. It provides a clear, systematic review of important classes of policy issues in developing countries and discusses the emerging international consensus on viable approaches to the issues. The text is unique in its coverage and depth and it: Summarises hundreds of references on agricultural development policies Cites policy experiences and applied studies in more than 70 countries Provides guidance for policy makers giving examples of successes and failures Reviews issues related to the formulation of strategies and the requirements for making them successful Develops the conceptual foundations and illustrates policies that have worked, and some that have not, with explanations Topics covered include agriculture’s role in economic development, the objectives and strategies of agricultural policy, linkages between macroeconomic and agricultural policy, policies for the agricultural financial system and agricultural technology development. Upper level undergraduates taking courses in Economic Development and International Development and graduates taking courses in Agricultural Development, International and Economic Development, Natural Resource Management and specialised topics in agriculture will find this text of great interest. It also serves as a reference for professionals and researchers in the field of International Development.


Book Synopsis Agricultural Development Policy by : Roger D. Norton

Download or read book Agricultural Development Policy written by Roger D. Norton and published by John Wiley & Sons. This book was released on 2005-08-05 with total page 540 pages. Available in PDF, EPUB and Kindle. Book excerpt: Prepared under the aegis of the Food and Agriculture Organization of the United Nations (FAO), this text presents a fresh and comprehensive look at agricultural development policy. It provides a clear, systematic review of important classes of policy issues in developing countries and discusses the emerging international consensus on viable approaches to the issues. The text is unique in its coverage and depth and it: Summarises hundreds of references on agricultural development policies Cites policy experiences and applied studies in more than 70 countries Provides guidance for policy makers giving examples of successes and failures Reviews issues related to the formulation of strategies and the requirements for making them successful Develops the conceptual foundations and illustrates policies that have worked, and some that have not, with explanations Topics covered include agriculture’s role in economic development, the objectives and strategies of agricultural policy, linkages between macroeconomic and agricultural policy, policies for the agricultural financial system and agricultural technology development. Upper level undergraduates taking courses in Economic Development and International Development and graduates taking courses in Agricultural Development, International and Economic Development, Natural Resource Management and specialised topics in agriculture will find this text of great interest. It also serves as a reference for professionals and researchers in the field of International Development.


Microfinance in Developing Countries

Microfinance in Developing Countries

Author: J. Gueyie

Publisher: Springer

Published: 2013-01-17

Total Pages: 244

ISBN-13: 1137301929

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Microfinance in developing countries is a collection of studies by leading researchers in the field of microfinance. It discusses key issues that the rapidly growing microfinance industry currently faces, and offers interesting views and analysis of topical matters concerning the microfinance realm.


Book Synopsis Microfinance in Developing Countries by : J. Gueyie

Download or read book Microfinance in Developing Countries written by J. Gueyie and published by Springer. This book was released on 2013-01-17 with total page 244 pages. Available in PDF, EPUB and Kindle. Book excerpt: Microfinance in developing countries is a collection of studies by leading researchers in the field of microfinance. It discusses key issues that the rapidly growing microfinance industry currently faces, and offers interesting views and analysis of topical matters concerning the microfinance realm.


Development on Loan

Development on Loan

Author: Nicholas Loubere

Publisher: Amsterdam University Press

Published: 2019-10-31

Total Pages:

ISBN-13: 9048544270

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Key to China's plans to promote rural development is the de-marginalisation of the countryside through the incorporation of rural areas into the urban-based market-oriented financial system. For this reason, Chinese development planners have turned to microcredit-i.e. the provision of small-scale loans to 'financially excluded' rural households-as a means of increasing 'financial consciousness' and facilitating rural de-marginalisation. Drawing on years of in-depth fieldwork in rural China, this book examines the formulation, implementation and outcomes of government-run microcredit programmes in China-illuminating the diverse roles that microcredit plays in local processes of socioeconomic development and the livelihoods of local actors. It details how microcredit facilitates de-marginalisation for some, while simultaneously exacerbating the marginalisation of others; and exposes the ways in which microcredit and other top-down development strategies reflect and reinforce the contradictions and paradoxes implicit in rural China's contemporary development landscape.


Book Synopsis Development on Loan by : Nicholas Loubere

Download or read book Development on Loan written by Nicholas Loubere and published by Amsterdam University Press. This book was released on 2019-10-31 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Key to China's plans to promote rural development is the de-marginalisation of the countryside through the incorporation of rural areas into the urban-based market-oriented financial system. For this reason, Chinese development planners have turned to microcredit-i.e. the provision of small-scale loans to 'financially excluded' rural households-as a means of increasing 'financial consciousness' and facilitating rural de-marginalisation. Drawing on years of in-depth fieldwork in rural China, this book examines the formulation, implementation and outcomes of government-run microcredit programmes in China-illuminating the diverse roles that microcredit plays in local processes of socioeconomic development and the livelihoods of local actors. It details how microcredit facilitates de-marginalisation for some, while simultaneously exacerbating the marginalisation of others; and exposes the ways in which microcredit and other top-down development strategies reflect and reinforce the contradictions and paradoxes implicit in rural China's contemporary development landscape.