Portfolios of the Poor

Portfolios of the Poor

Author: Daryl Collins

Publisher: Princeton University Press

Published: 2009

Total Pages: 297

ISBN-13: 0691148198

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In this work, the authors report on the yearlong 'financial diaries' of villagers and slum dwellers in Bangladesh, India, and South Africa. The stories of these families are often surprising and inspiring.


Book Synopsis Portfolios of the Poor by : Daryl Collins

Download or read book Portfolios of the Poor written by Daryl Collins and published by Princeton University Press. This book was released on 2009 with total page 297 pages. Available in PDF, EPUB and Kindle. Book excerpt: In this work, the authors report on the yearlong 'financial diaries' of villagers and slum dwellers in Bangladesh, India, and South Africa. The stories of these families are often surprising and inspiring.


Summary of Daryl Collins, Jonathan Morduch, Stuart Rutherford & Orlanda Ruthven's Portfolios of the Poor

Summary of Daryl Collins, Jonathan Morduch, Stuart Rutherford & Orlanda Ruthven's Portfolios of the Poor

Author: Everest Media,

Publisher: Everest Media LLC

Published: 2022-05-16T22:59:00Z

Total Pages: 35

ISBN-13:

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Please note: This is a companion version & not the original book. Sample Book Insights: #1 The world’s poor are defined as those who live on less than two dollars a day. It is difficult to imagine what it is like to live on such a low income, and it is even harder to imagine how you would prosper if your income was just two dollars a day. #2 Existing data sources are limited in their ability to answer these questions. However, after conducting several studies on how the poor manage their money, we found that they rarely spend every penny of their income right away. They instead save money, and borrow when they need to. #3 The importance of reliable financial tools for the poor cannot be understated. If you're poor, managing your money well is central to your life. #4 We developed a research technique called financial diaries, in which we interviewed poor households and collected their data. We learned how and when income flowed in and how and when it was spent.


Book Synopsis Summary of Daryl Collins, Jonathan Morduch, Stuart Rutherford & Orlanda Ruthven's Portfolios of the Poor by : Everest Media,

Download or read book Summary of Daryl Collins, Jonathan Morduch, Stuart Rutherford & Orlanda Ruthven's Portfolios of the Poor written by Everest Media, and published by Everest Media LLC. This book was released on 2022-05-16T22:59:00Z with total page 35 pages. Available in PDF, EPUB and Kindle. Book excerpt: Please note: This is a companion version & not the original book. Sample Book Insights: #1 The world’s poor are defined as those who live on less than two dollars a day. It is difficult to imagine what it is like to live on such a low income, and it is even harder to imagine how you would prosper if your income was just two dollars a day. #2 Existing data sources are limited in their ability to answer these questions. However, after conducting several studies on how the poor manage their money, we found that they rarely spend every penny of their income right away. They instead save money, and borrow when they need to. #3 The importance of reliable financial tools for the poor cannot be understated. If you're poor, managing your money well is central to your life. #4 We developed a research technique called financial diaries, in which we interviewed poor households and collected their data. We learned how and when income flowed in and how and when it was spent.


Summary: Portfolios of the Poor

Summary: Portfolios of the Poor

Author: BusinessNews Publishing,

Publisher: Primento

Published: 2017-01-30

Total Pages: 17

ISBN-13: 2511001462

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The must-read summary of Daryl Collins, Jonathan Morduch, Stuart Rutherford and Orlanda Ruthven's book: “Portfolios of the Poor: How the World’s Poor Live on $2 a Day”. This complete summary of "Portfolios of the Poor" outlines the authors' assessment of how the world's poorest billion people find solutions to living on such a small income. They demonstrate that they are surprisingly resourceful and usually employ financial tools that are linked to informal networks and family ties. The book also offers a vision for the future generation of banks for the "bottom billion". Added-value of this summary: • Save time • Understand poverty and how people cope with it • Expand your knowledge of international politics and economics To learn more, read "Portfolios of the Poor" and discover the inspiring stories of how the world's poorest people survive off their impossibly small means, and the implications this has for the new generation of banking and finance.


Book Synopsis Summary: Portfolios of the Poor by : BusinessNews Publishing,

Download or read book Summary: Portfolios of the Poor written by BusinessNews Publishing, and published by Primento. This book was released on 2017-01-30 with total page 17 pages. Available in PDF, EPUB and Kindle. Book excerpt: The must-read summary of Daryl Collins, Jonathan Morduch, Stuart Rutherford and Orlanda Ruthven's book: “Portfolios of the Poor: How the World’s Poor Live on $2 a Day”. This complete summary of "Portfolios of the Poor" outlines the authors' assessment of how the world's poorest billion people find solutions to living on such a small income. They demonstrate that they are surprisingly resourceful and usually employ financial tools that are linked to informal networks and family ties. The book also offers a vision for the future generation of banks for the "bottom billion". Added-value of this summary: • Save time • Understand poverty and how people cope with it • Expand your knowledge of international politics and economics To learn more, read "Portfolios of the Poor" and discover the inspiring stories of how the world's poorest people survive off their impossibly small means, and the implications this has for the new generation of banking and finance.


The Financial Diaries

The Financial Diaries

Author: Jonathan Morduch

Publisher: Princeton University Press

Published: 2017-04-04

Total Pages: 248

ISBN-13: 0691172986

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Drawing on the groundbreaking U.S. Financial Diaries project (http://www.usfinancialdiaries.org/), which follows the lives of 235 low- and middle-income families as they navigate through a year, the authors challenge popular assumptions about how Americans earn, spend, borrow, and save-- and they identify the true causes of distress and inequality for many working Americans.


Book Synopsis The Financial Diaries by : Jonathan Morduch

Download or read book The Financial Diaries written by Jonathan Morduch and published by Princeton University Press. This book was released on 2017-04-04 with total page 248 pages. Available in PDF, EPUB and Kindle. Book excerpt: Drawing on the groundbreaking U.S. Financial Diaries project (http://www.usfinancialdiaries.org/), which follows the lives of 235 low- and middle-income families as they navigate through a year, the authors challenge popular assumptions about how Americans earn, spend, borrow, and save-- and they identify the true causes of distress and inequality for many working Americans.


Economic Gangsters

Economic Gangsters

Author: Raymond Fisman

Publisher: Princeton University Press

Published: 2008

Total Pages: 251

ISBN-13: 0691134545

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"Economic Gangsters" is a fascinating exploration of the dark side of economic development. Two of the world's most creative young economists use their remarkable talents for economic sleuthing to study violence, corruption, and poverty in the most unexpected ways--Steven D. Levitt, coauthor of "Freakonomics."


Book Synopsis Economic Gangsters by : Raymond Fisman

Download or read book Economic Gangsters written by Raymond Fisman and published by Princeton University Press. This book was released on 2008 with total page 251 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Economic Gangsters" is a fascinating exploration of the dark side of economic development. Two of the world's most creative young economists use their remarkable talents for economic sleuthing to study violence, corruption, and poverty in the most unexpected ways--Steven D. Levitt, coauthor of "Freakonomics."


The Idea Factory

The Idea Factory

Author: Jon Gertner

Publisher: Penguin

Published: 2012-03-15

Total Pages: 432

ISBN-13: 1101561084

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The definitive history of America’s greatest incubator of innovation and the birthplace of some of the 20th century’s most influential technologies “Filled with colorful characters and inspiring lessons . . . The Idea Factory explores one of the most critical issues of our time: What causes innovation?” —Walter Isaacson, The New York Times Book Review “Compelling . . . Gertner's book offers fascinating evidence for those seeking to understand how a society should best invest its research resources.” —The Wall Street Journal From its beginnings in the 1920s until its demise in the 1980s, Bell Labs-officially, the research and development wing of AT&T-was the biggest, and arguably the best, laboratory for new ideas in the world. From the transistor to the laser, from digital communications to cellular telephony, it's hard to find an aspect of modern life that hasn't been touched by Bell Labs. In The Idea Factory, Jon Gertner traces the origins of some of the twentieth century's most important inventions and delivers a riveting and heretofore untold chapter of American history. At its heart this is a story about the life and work of a small group of brilliant and eccentric men-Mervin Kelly, Bill Shockley, Claude Shannon, John Pierce, and Bill Baker-who spent their careers at Bell Labs. Today, when the drive to invent has become a mantra, Bell Labs offers us a way to enrich our understanding of the challenges and solutions to technological innovation. Here, after all, was where the foundational ideas on the management of innovation were born.


Book Synopsis The Idea Factory by : Jon Gertner

Download or read book The Idea Factory written by Jon Gertner and published by Penguin. This book was released on 2012-03-15 with total page 432 pages. Available in PDF, EPUB and Kindle. Book excerpt: The definitive history of America’s greatest incubator of innovation and the birthplace of some of the 20th century’s most influential technologies “Filled with colorful characters and inspiring lessons . . . The Idea Factory explores one of the most critical issues of our time: What causes innovation?” —Walter Isaacson, The New York Times Book Review “Compelling . . . Gertner's book offers fascinating evidence for those seeking to understand how a society should best invest its research resources.” —The Wall Street Journal From its beginnings in the 1920s until its demise in the 1980s, Bell Labs-officially, the research and development wing of AT&T-was the biggest, and arguably the best, laboratory for new ideas in the world. From the transistor to the laser, from digital communications to cellular telephony, it's hard to find an aspect of modern life that hasn't been touched by Bell Labs. In The Idea Factory, Jon Gertner traces the origins of some of the twentieth century's most important inventions and delivers a riveting and heretofore untold chapter of American history. At its heart this is a story about the life and work of a small group of brilliant and eccentric men-Mervin Kelly, Bill Shockley, Claude Shannon, John Pierce, and Bill Baker-who spent their careers at Bell Labs. Today, when the drive to invent has become a mantra, Bell Labs offers us a way to enrich our understanding of the challenges and solutions to technological innovation. Here, after all, was where the foundational ideas on the management of innovation were born.


The Economics of Microfinance

The Economics of Microfinance

Author: Beatriz Armendariz

Publisher: MIT Press

Published: 2007

Total Pages: 361

ISBN-13: 0262512017

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An assessment of "the microfinance revolution" from an economics perspective that draws on lessons from academia and international practice to challenge conventional assumptions.


Book Synopsis The Economics of Microfinance by : Beatriz Armendariz

Download or read book The Economics of Microfinance written by Beatriz Armendariz and published by MIT Press. This book was released on 2007 with total page 361 pages. Available in PDF, EPUB and Kindle. Book excerpt: An assessment of "the microfinance revolution" from an economics perspective that draws on lessons from academia and international practice to challenge conventional assumptions.


Orwell's Revenge

Orwell's Revenge

Author: Peter Huber

Publisher: Simon and Schuster

Published: 2015-06-30

Total Pages: 384

ISBN-13: 1501127705

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In alternating chapters of fiction and nonfiction, Huber turns the computer against Orwell's words, reimagining Orwell's 1984 from the computer's point of view, interpolating Huger's own explanations and arguments.


Book Synopsis Orwell's Revenge by : Peter Huber

Download or read book Orwell's Revenge written by Peter Huber and published by Simon and Schuster. This book was released on 2015-06-30 with total page 384 pages. Available in PDF, EPUB and Kindle. Book excerpt: In alternating chapters of fiction and nonfiction, Huber turns the computer against Orwell's words, reimagining Orwell's 1984 from the computer's point of view, interpolating Huger's own explanations and arguments.


The Economics of Microfinance, second edition

The Economics of Microfinance, second edition

Author: Beatriz Armendariz

Publisher: MIT Press

Published: 2010-04-23

Total Pages: 361

ISBN-13: 0262513986

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An accessible analysis of the global expansion of financial markets in poor communities, incorporating the latest thinking and evidence. The microfinance revolution has allowed more than 150 million poor people around the world to receive small loans without collateral, build up assets, and buy insurance. The idea that providing access to reliable and affordable financial services can have powerful economic and social effects has captured the imagination of policymakers, activists, bankers, and researchers around the world; the 2006 Nobel Peace Prize went to microfinance pioneer Muhammed Yunis and Grameen Bank of Bangladesh. This book offers an accessible and engaging analysis of the global expansion of financial markets in poor communities. It introduces readers to the key ideas driving microfinance, integrating theory with empirical data and addressing a range of issues, including savings and insurance, the role of women, impact measurement, and management incentives. This second edition has been updated throughout to reflect the latest data. A new chapter on commercialization describes the rapid growth in investment in microfinance institutions and the tensions inherent in the efforts to meet both social and financial objectives. The chapters on credit contracts, savings and insurance, and gender have been expanded substantially; a new section in the chapter on impact measurement describes the growing importance of randomized controlled trials; and the chapter on managing microfinance offers a new perspective on governance issues in transforming institutions. Appendixes and problem sets cover technical material.


Book Synopsis The Economics of Microfinance, second edition by : Beatriz Armendariz

Download or read book The Economics of Microfinance, second edition written by Beatriz Armendariz and published by MIT Press. This book was released on 2010-04-23 with total page 361 pages. Available in PDF, EPUB and Kindle. Book excerpt: An accessible analysis of the global expansion of financial markets in poor communities, incorporating the latest thinking and evidence. The microfinance revolution has allowed more than 150 million poor people around the world to receive small loans without collateral, build up assets, and buy insurance. The idea that providing access to reliable and affordable financial services can have powerful economic and social effects has captured the imagination of policymakers, activists, bankers, and researchers around the world; the 2006 Nobel Peace Prize went to microfinance pioneer Muhammed Yunis and Grameen Bank of Bangladesh. This book offers an accessible and engaging analysis of the global expansion of financial markets in poor communities. It introduces readers to the key ideas driving microfinance, integrating theory with empirical data and addressing a range of issues, including savings and insurance, the role of women, impact measurement, and management incentives. This second edition has been updated throughout to reflect the latest data. A new chapter on commercialization describes the rapid growth in investment in microfinance institutions and the tensions inherent in the efforts to meet both social and financial objectives. The chapters on credit contracts, savings and insurance, and gender have been expanded substantially; a new section in the chapter on impact measurement describes the growing importance of randomized controlled trials; and the chapter on managing microfinance offers a new perspective on governance issues in transforming institutions. Appendixes and problem sets cover technical material.


Portfolios of the Poor

Portfolios of the Poor

Author: Daryl Collins

Publisher: Princeton University Press

Published: 2009-04-20

Total Pages: 296

ISBN-13: 1400829968

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Nearly forty percent of humanity lives on an average of two dollars a day or less. If you've never had to survive on an income so small, it is hard to imagine. How would you put food on the table, afford a home, and educate your children? How would you handle emergencies and old age? Every day, more than a billion people around the world must answer these questions. Portfolios of the Poor is the first book to systematically explain how the poor find solutions to their everyday financial problems. The authors conducted year-long interviews with impoverished villagers and slum dwellers in Bangladesh, India, and South Africa--records that track penny by penny how specific households manage their money. The stories of these families are often surprising and inspiring. Most poor households do not live hand to mouth, spending what they earn in a desperate bid to keep afloat. Instead, they employ financial tools, many linked to informal networks and family ties. They push money into savings for reserves, squeeze money out of creditors whenever possible, run sophisticated savings clubs, and use microfinancing wherever available. Their experiences reveal new methods to fight poverty and ways to envision the next generation of banks for the "bottom billion." Indispensable for those in development studies, economics, and microfinance, Portfolios of the Poor will appeal to anyone interested in knowing more about poverty and what can be done about it.


Book Synopsis Portfolios of the Poor by : Daryl Collins

Download or read book Portfolios of the Poor written by Daryl Collins and published by Princeton University Press. This book was released on 2009-04-20 with total page 296 pages. Available in PDF, EPUB and Kindle. Book excerpt: Nearly forty percent of humanity lives on an average of two dollars a day or less. If you've never had to survive on an income so small, it is hard to imagine. How would you put food on the table, afford a home, and educate your children? How would you handle emergencies and old age? Every day, more than a billion people around the world must answer these questions. Portfolios of the Poor is the first book to systematically explain how the poor find solutions to their everyday financial problems. The authors conducted year-long interviews with impoverished villagers and slum dwellers in Bangladesh, India, and South Africa--records that track penny by penny how specific households manage their money. The stories of these families are often surprising and inspiring. Most poor households do not live hand to mouth, spending what they earn in a desperate bid to keep afloat. Instead, they employ financial tools, many linked to informal networks and family ties. They push money into savings for reserves, squeeze money out of creditors whenever possible, run sophisticated savings clubs, and use microfinancing wherever available. Their experiences reveal new methods to fight poverty and ways to envision the next generation of banks for the "bottom billion." Indispensable for those in development studies, economics, and microfinance, Portfolios of the Poor will appeal to anyone interested in knowing more about poverty and what can be done about it.