The Complete Home Loan Guide: Where To Go, Whom To Ask, What To Do

The Complete Home Loan Guide: Where To Go, Whom To Ask, What To Do

Author: Prosenjit Das Gupta

Publisher:

Published: 2005-02

Total Pages: 0

ISBN-13: 9780143033325

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Save your hard-earned money while taking the single largest financial decision of your life! Do home loan advertisements on billboards and newspapers leave you longing for that dream house? Are you a contract employee and find most banks rejecting your home loan application? Do you own a plot of land but don t know where to go for funds to build your house? Here is a book to guide you through the tricky lanes of property financing and help you fulfil your most cherished dream. With more and more banks flooding the market with attractive schemes to lure the customer, buying a house can become quite a daunting task unless you have proper knowledge and guidance. The first of its kind, The Complete Home Loan Guide: Where to Go, Whom to Ask, What to Do is a book that unravels the complexities of home loan procedures, simplifies jargon and gives step-by-step advice so that you can choose the loan that best suits your needs. Handy and easy-to-follow, this book also explores crucial issues such as: how to select property how to finalize your budget the tenure of loan you should opt for easy repayment options loan availability for self-employed professionals and NRIs tax benefitsp> Written by Harsh Vardhan Roongta and Krishnan Subramanian, two of the most visible and authoritative figures in banking and finance, The Complete Home Loan Guide is the perfect sourcebook for property buyers and realtors alike.


Book Synopsis The Complete Home Loan Guide: Where To Go, Whom To Ask, What To Do by : Prosenjit Das Gupta

Download or read book The Complete Home Loan Guide: Where To Go, Whom To Ask, What To Do written by Prosenjit Das Gupta and published by . This book was released on 2005-02 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Save your hard-earned money while taking the single largest financial decision of your life! Do home loan advertisements on billboards and newspapers leave you longing for that dream house? Are you a contract employee and find most banks rejecting your home loan application? Do you own a plot of land but don t know where to go for funds to build your house? Here is a book to guide you through the tricky lanes of property financing and help you fulfil your most cherished dream. With more and more banks flooding the market with attractive schemes to lure the customer, buying a house can become quite a daunting task unless you have proper knowledge and guidance. The first of its kind, The Complete Home Loan Guide: Where to Go, Whom to Ask, What to Do is a book that unravels the complexities of home loan procedures, simplifies jargon and gives step-by-step advice so that you can choose the loan that best suits your needs. Handy and easy-to-follow, this book also explores crucial issues such as: how to select property how to finalize your budget the tenure of loan you should opt for easy repayment options loan availability for self-employed professionals and NRIs tax benefitsp> Written by Harsh Vardhan Roongta and Krishnan Subramanian, two of the most visible and authoritative figures in banking and finance, The Complete Home Loan Guide is the perfect sourcebook for property buyers and realtors alike.


The Loan Guide

The Loan Guide

Author: Casey Fleming

Publisher:

Published: 2014-02-28

Total Pages: 268

ISBN-13: 9780615980706

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Before you take on the largest debt you'll ever have, you should have more - and better - information than you've ever had before. Whether you are a novice or an expert real estate investor this book provides the information you need to finally understand what lending channel, what loan product, and what price point truly fits your need. If you are an engineer looking to dig deeply into the nuts and bolts of how this works you will love the tools and analyses in this book. If you are more interested in just drilling in and getting quick answers, this book is an excellent reference guide with easy-to-find, high quality advice. In order to get the best mortgage possible you need to do five things very well: 1 - Decide whether you should even get a loan in the first place 2 - Choose the best lending channel for your needs 3 - Choose the best loan program for your needs 4 - Choose the best price point for your specific plans 5 - Lock your interest rate at the right time The Loan Guide provides a complete guide to doing all these things well. Finally, The Loan Guide covers how to manage your mortgage in order to keep as much money in your pocket over the course of your lifetime, how to interpret and avoid common marketing gimmicks, and how to use the Excel-based analytical tools used in examples throughout the book. Since 2008 all the rules of lending have changed. The Loan Guide, published in 2014, was written between 2008 and 2014 and updated as it was being written, to reflect the most current rules and guidelines possible. The Loan Guide is current, clear and complete, and you will find it answers exactly the questions you have, and many that you should have but don't know it.


Book Synopsis The Loan Guide by : Casey Fleming

Download or read book The Loan Guide written by Casey Fleming and published by . This book was released on 2014-02-28 with total page 268 pages. Available in PDF, EPUB and Kindle. Book excerpt: Before you take on the largest debt you'll ever have, you should have more - and better - information than you've ever had before. Whether you are a novice or an expert real estate investor this book provides the information you need to finally understand what lending channel, what loan product, and what price point truly fits your need. If you are an engineer looking to dig deeply into the nuts and bolts of how this works you will love the tools and analyses in this book. If you are more interested in just drilling in and getting quick answers, this book is an excellent reference guide with easy-to-find, high quality advice. In order to get the best mortgage possible you need to do five things very well: 1 - Decide whether you should even get a loan in the first place 2 - Choose the best lending channel for your needs 3 - Choose the best loan program for your needs 4 - Choose the best price point for your specific plans 5 - Lock your interest rate at the right time The Loan Guide provides a complete guide to doing all these things well. Finally, The Loan Guide covers how to manage your mortgage in order to keep as much money in your pocket over the course of your lifetime, how to interpret and avoid common marketing gimmicks, and how to use the Excel-based analytical tools used in examples throughout the book. Since 2008 all the rules of lending have changed. The Loan Guide, published in 2014, was written between 2008 and 2014 and updated as it was being written, to reflect the most current rules and guidelines possible. The Loan Guide is current, clear and complete, and you will find it answers exactly the questions you have, and many that you should have but don't know it.


How to Get Approved for the Best Mortgage Without Sticking a Fork in Your Eye

How to Get Approved for the Best Mortgage Without Sticking a Fork in Your Eye

Author: M. S. Elysia Stobbe

Publisher:

Published: 2015-06-25

Total Pages: 226

ISBN-13: 9780986162008

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Did you know that over 50% of mortgages don't close? Do you know how much home you can buy? Do you know how much paperwork in involved? Most people don't know how much home purchasing power they have, how much to expect for closing costs (varies by state), or how much paperwork is involved when applying for a home loan. Most people have no idea the difference between loan programs from bank to bank, lender to lender, or broker to broker- or what the differences are between the main types of residential mortgage providers. Most people have no criteria for choosing a lender, the type of loan to seek, or how much down payment is best for them. For example, are there differences between the types of property that may affect down payment? The mortgage industry is packed with nuance, which can lead to confusion for the consumer. While trying to buy a home, you may have people from many different professions telling you what you should do and how to make decisions-who should you listen to in which situations? Your most personal financial information is critical to the mortgage process and yet do you know who you are sending it to? What about mortgage insurance? Why is it required and when? The two questions I most often hear are: "What's the payment?" and, "What's the interest rate?" While these questions are important, there are several other questions that are just as critical: what is the right loan type for me; is there an up-front funding fee for this loan; what are the differences in available mortgage insurance; how will property type restrictions affect my loan; what are the pros and cons of this loan; what is the down payment requirement with this loan choice over another; what are the closing costs associated with each loan type; and, who is allowed to pay the closing costs? Successfully navigating the maze of questions, regulations, and requirements ultimately leads to a mortgage closing. Through over ten years of experience, thousands of clients, hundreds of Realtor and builder transactions (time line constraint purchases), and, as a licensed loan originator in 9 states and the District of Columbia, I have developed a wealth of knowledge about regulations and requirements. My commitment to client service and caring about their home buying experience has driven my passion for the individual personal experience in the mortgage industry and how the regulations and requirements affect real people in real time. With this book I'm privileged and excited to share my knowledge and experience with you. After reading this book, you will have an understanding of the big corporations that loan money to homebuyers, what other options you have and how to navigate government regulations and requirements to your advantage. I feel that an educated consumer is my best customer and I am happy to share these mortgage tools and tips with you in the hopes that you educate yourself and find the best mortgage and the mortgage professional that is right for you. In addition, I want you to know what to expect, what to ask, and, who to ask to get the answers you want and to understand what those answers really mean. With each chapter I will guide you through the mortgage process, from choosing between different loan types, to understanding the difference between a Good Faith Estimate and an Itemized Fee Worksheet, to the necessity of submitting certain documents in a particular method, and finally how to enter Closing Day stress-free and knowing that you have gotten the mortgage that makes the most financial sense for your future. The goal is to help you get the best mortgage possible for your individual needs and get to closing on time, stress free!


Book Synopsis How to Get Approved for the Best Mortgage Without Sticking a Fork in Your Eye by : M. S. Elysia Stobbe

Download or read book How to Get Approved for the Best Mortgage Without Sticking a Fork in Your Eye written by M. S. Elysia Stobbe and published by . This book was released on 2015-06-25 with total page 226 pages. Available in PDF, EPUB and Kindle. Book excerpt: Did you know that over 50% of mortgages don't close? Do you know how much home you can buy? Do you know how much paperwork in involved? Most people don't know how much home purchasing power they have, how much to expect for closing costs (varies by state), or how much paperwork is involved when applying for a home loan. Most people have no idea the difference between loan programs from bank to bank, lender to lender, or broker to broker- or what the differences are between the main types of residential mortgage providers. Most people have no criteria for choosing a lender, the type of loan to seek, or how much down payment is best for them. For example, are there differences between the types of property that may affect down payment? The mortgage industry is packed with nuance, which can lead to confusion for the consumer. While trying to buy a home, you may have people from many different professions telling you what you should do and how to make decisions-who should you listen to in which situations? Your most personal financial information is critical to the mortgage process and yet do you know who you are sending it to? What about mortgage insurance? Why is it required and when? The two questions I most often hear are: "What's the payment?" and, "What's the interest rate?" While these questions are important, there are several other questions that are just as critical: what is the right loan type for me; is there an up-front funding fee for this loan; what are the differences in available mortgage insurance; how will property type restrictions affect my loan; what are the pros and cons of this loan; what is the down payment requirement with this loan choice over another; what are the closing costs associated with each loan type; and, who is allowed to pay the closing costs? Successfully navigating the maze of questions, regulations, and requirements ultimately leads to a mortgage closing. Through over ten years of experience, thousands of clients, hundreds of Realtor and builder transactions (time line constraint purchases), and, as a licensed loan originator in 9 states and the District of Columbia, I have developed a wealth of knowledge about regulations and requirements. My commitment to client service and caring about their home buying experience has driven my passion for the individual personal experience in the mortgage industry and how the regulations and requirements affect real people in real time. With this book I'm privileged and excited to share my knowledge and experience with you. After reading this book, you will have an understanding of the big corporations that loan money to homebuyers, what other options you have and how to navigate government regulations and requirements to your advantage. I feel that an educated consumer is my best customer and I am happy to share these mortgage tools and tips with you in the hopes that you educate yourself and find the best mortgage and the mortgage professional that is right for you. In addition, I want you to know what to expect, what to ask, and, who to ask to get the answers you want and to understand what those answers really mean. With each chapter I will guide you through the mortgage process, from choosing between different loan types, to understanding the difference between a Good Faith Estimate and an Itemized Fee Worksheet, to the necessity of submitting certain documents in a particular method, and finally how to enter Closing Day stress-free and knowing that you have gotten the mortgage that makes the most financial sense for your future. The goal is to help you get the best mortgage possible for your individual needs and get to closing on time, stress free!


The House Loan Process in Ten Easy Steps

The House Loan Process in Ten Easy Steps

Author: Carolyn Warren

Publisher: Pearson Education

Published: 2009-11-16

Total Pages: 20

ISBN-13: 0132475189

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This Element is an excerpt from Homebuyers Beware: Who’s Ripping You Off Now?--What You Must Know About the New Rules of Mortgage and Credit (ISBN: 9780137020164) by Carolyn Warren. Available in print and digital formats. The simplest, clearest, quickest, step-by-step guide to today’s home loan processes! I’ve seen loan process flowcharts so elaborate, I wonder if the author’s purpose was to try to impress me with the complexity and enormity of their job. By contrast, here is a simple checklist that leads you through the steps, from start to finish. Step #1: Get a Good Faith Estimate and choose your loan officer....


Book Synopsis The House Loan Process in Ten Easy Steps by : Carolyn Warren

Download or read book The House Loan Process in Ten Easy Steps written by Carolyn Warren and published by Pearson Education. This book was released on 2009-11-16 with total page 20 pages. Available in PDF, EPUB and Kindle. Book excerpt: This Element is an excerpt from Homebuyers Beware: Who’s Ripping You Off Now?--What You Must Know About the New Rules of Mortgage and Credit (ISBN: 9780137020164) by Carolyn Warren. Available in print and digital formats. The simplest, clearest, quickest, step-by-step guide to today’s home loan processes! I’ve seen loan process flowcharts so elaborate, I wonder if the author’s purpose was to try to impress me with the complexity and enormity of their job. By contrast, here is a simple checklist that leads you through the steps, from start to finish. Step #1: Get a Good Faith Estimate and choose your loan officer....


Mortgage Loan Secrets

Mortgage Loan Secrets

Author: Janice Szur

Publisher: Independently Published

Published: 2019-05-09

Total Pages: 56

ISBN-13: 9781095481004

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Most buyers are unfamiliar with the process of getting a loan or mortgage and what it really takes to get approved. This is not only important for first time home buyers but experienced owners too. It may have been awhile since a current home owner has purchased a home and acquired a mortgage and the rules change constantly. Buyers get frustrated with all the paperwork and they feel like they are asked for the same items over and over and over again. Most buyers don't really know what buying power they have. I see both ends of the scale: people who feel they can afford twice as much as allowed, and others who could qualify for five times more than they want. Also, there are various loan programs with numerous possibilities, down payment options, and the types of lenders who are available. All these options can make your head spin. The industry is constantly changing, which can confuse a buyer. The questions I hear most often are: "What is the interest rate?" and "What is my payment?" Although both are very valuable questions, they are not necessarily the critical ones when it comes to getting a mortgage. Finding the ideal loan officer and loan program is crucial and critical in getting you through the preapproval stage, underwriting, a final approval and all the way to the closing table. As an experienced business owner and loan officer, I have read the thousands of pages of regulations, and studied the various loan programs, in order to help my buyers get into the right program, at the right time, and for the right reasons. When purchasing real estate, and obtaining a home loan or mortgage, there are so many variables that a buyer should consider. Financing your first home, second home or cottage, or investment property all require preparation on your part. Do I get an FHA, VA, RD or a conventional loan, or do I get what is called a non-qualified mortgage? Do I need to worry about PMI - and what exactly is that? Do I get a variable rate or a fixed rate? Does the length of time I plan on living in the house matter? Each state and local entity has some of their own costs and rules. After reading this book, you will have an understanding of what is needed, why you should work with a qualified and experienced loan officer, and be ready to breeze through the process and if prepared do it less than 30 days. I have even closed loans in 8 days. I will cover mortgage basics, what is a good credit score, and what are the four c's of getting a loan. What is the loan process, what is the difference between a preapproval and being prequalified. What documents will my loan officer need and what should I be doing while in process. What kind of money and where is it coming from will be discussed. What if I had some credit blips in the past, how long do I have to wait to buy a house? What options do I have for rates, length of loan and can anything change? Finally, what happens behind the scenes and what can I do now to get approved. My mantra is education, communication, and certainly having some fun along the way. Life is too short, so, you better enjoy what you are doing. Because of this, I have put together a helpful guide and reference material to assist you, the buyer, in understanding the process and to help you through that process seamlessly so you aren't pulling out your hair.


Book Synopsis Mortgage Loan Secrets by : Janice Szur

Download or read book Mortgage Loan Secrets written by Janice Szur and published by Independently Published. This book was released on 2019-05-09 with total page 56 pages. Available in PDF, EPUB and Kindle. Book excerpt: Most buyers are unfamiliar with the process of getting a loan or mortgage and what it really takes to get approved. This is not only important for first time home buyers but experienced owners too. It may have been awhile since a current home owner has purchased a home and acquired a mortgage and the rules change constantly. Buyers get frustrated with all the paperwork and they feel like they are asked for the same items over and over and over again. Most buyers don't really know what buying power they have. I see both ends of the scale: people who feel they can afford twice as much as allowed, and others who could qualify for five times more than they want. Also, there are various loan programs with numerous possibilities, down payment options, and the types of lenders who are available. All these options can make your head spin. The industry is constantly changing, which can confuse a buyer. The questions I hear most often are: "What is the interest rate?" and "What is my payment?" Although both are very valuable questions, they are not necessarily the critical ones when it comes to getting a mortgage. Finding the ideal loan officer and loan program is crucial and critical in getting you through the preapproval stage, underwriting, a final approval and all the way to the closing table. As an experienced business owner and loan officer, I have read the thousands of pages of regulations, and studied the various loan programs, in order to help my buyers get into the right program, at the right time, and for the right reasons. When purchasing real estate, and obtaining a home loan or mortgage, there are so many variables that a buyer should consider. Financing your first home, second home or cottage, or investment property all require preparation on your part. Do I get an FHA, VA, RD or a conventional loan, or do I get what is called a non-qualified mortgage? Do I need to worry about PMI - and what exactly is that? Do I get a variable rate or a fixed rate? Does the length of time I plan on living in the house matter? Each state and local entity has some of their own costs and rules. After reading this book, you will have an understanding of what is needed, why you should work with a qualified and experienced loan officer, and be ready to breeze through the process and if prepared do it less than 30 days. I have even closed loans in 8 days. I will cover mortgage basics, what is a good credit score, and what are the four c's of getting a loan. What is the loan process, what is the difference between a preapproval and being prequalified. What documents will my loan officer need and what should I be doing while in process. What kind of money and where is it coming from will be discussed. What if I had some credit blips in the past, how long do I have to wait to buy a house? What options do I have for rates, length of loan and can anything change? Finally, what happens behind the scenes and what can I do now to get approved. My mantra is education, communication, and certainly having some fun along the way. Life is too short, so, you better enjoy what you are doing. Because of this, I have put together a helpful guide and reference material to assist you, the buyer, in understanding the process and to help you through that process seamlessly so you aren't pulling out your hair.


Understanding How to Handle Home Loans

Understanding How to Handle Home Loans

Author: Sachin Mittal

Publisher: Educreation Publishing

Published: 2018-06-20

Total Pages: 229

ISBN-13:

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How do you know how much to invest in a home? How do you choose the right loan and lender? How do you qualify for a home loan? How do you beat your odds to get the best deal? What to take care of during paper work? What do you do when your application gets rejected? How do you deal with the financial distress during loan repayment period? This book answers several questions like that. All living beings share a basic need to have a home, and what could be better if you could call it your own! Unless you are sitting on a pile of cash, you would agree that buying a house is expensive and may very well involve taking a life-time loan. A home loan will circumvent the need for finances which you might not possess right now to buy your dream house. It is equivalent to buying something in present with future money. Home loan gives tangible and very realistic hopes of a future of home ownership to the borrowers. However, only those who have borrowed before would know how complex the business of first looking for a right lender, then taking a loan and finally managing it for the rest of repayment period can be. This book is a simple approach to educating yourself about all there is at the end of the home loan tunnel. Potential homeowners and real estate developers alike will find significant insights about taking and managing a mortgage in the Indian market. It is one of the most comprehensive and complete works done on home loan management. A perfect guide to potential and existing homeowners who have taken or are planning to undertake a home loan. It is a step-by-step guide to buying a house on a home loan and then managing the mortgage stress, both mental and monetary, which comes with it. This book will be your guide to eliminate the stress and confusion, and provide clear cut answers to borrowing related questions through the insights of mortgage counseling experts. It covers a wide range of topics including getting the best home loan deal, understanding the terms & conditions and managing the loan. Sachin Mittal


Book Synopsis Understanding How to Handle Home Loans by : Sachin Mittal

Download or read book Understanding How to Handle Home Loans written by Sachin Mittal and published by Educreation Publishing. This book was released on 2018-06-20 with total page 229 pages. Available in PDF, EPUB and Kindle. Book excerpt: How do you know how much to invest in a home? How do you choose the right loan and lender? How do you qualify for a home loan? How do you beat your odds to get the best deal? What to take care of during paper work? What do you do when your application gets rejected? How do you deal with the financial distress during loan repayment period? This book answers several questions like that. All living beings share a basic need to have a home, and what could be better if you could call it your own! Unless you are sitting on a pile of cash, you would agree that buying a house is expensive and may very well involve taking a life-time loan. A home loan will circumvent the need for finances which you might not possess right now to buy your dream house. It is equivalent to buying something in present with future money. Home loan gives tangible and very realistic hopes of a future of home ownership to the borrowers. However, only those who have borrowed before would know how complex the business of first looking for a right lender, then taking a loan and finally managing it for the rest of repayment period can be. This book is a simple approach to educating yourself about all there is at the end of the home loan tunnel. Potential homeowners and real estate developers alike will find significant insights about taking and managing a mortgage in the Indian market. It is one of the most comprehensive and complete works done on home loan management. A perfect guide to potential and existing homeowners who have taken or are planning to undertake a home loan. It is a step-by-step guide to buying a house on a home loan and then managing the mortgage stress, both mental and monetary, which comes with it. This book will be your guide to eliminate the stress and confusion, and provide clear cut answers to borrowing related questions through the insights of mortgage counseling experts. It covers a wide range of topics including getting the best home loan deal, understanding the terms & conditions and managing the loan. Sachin Mittal


How to Get the Best Home Loan

How to Get the Best Home Loan

Author: W. Frazier Bell

Publisher: Wiley

Published: 1992-08-17

Total Pages: 256

ISBN-13: 9780471558514

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A mortgage banker and former realtor reveals the secrets of the mortgage process… You can save yourself hundreds — maybe even thousands of dollars — by arming yourself with the information you’ll find in this book. W. Frazier Bell, a longtime mortgage banking industry insider, trainer, and former realtor, demystifies the mortgage lending process. In plain language, he explains everything you’ll need to know to get the right loan at the right price from the right lender. Once you understand the process, you’ll know how to save time and money. In How to Get the Best Home Loan, you will discover clear, nontechnical explanations of such topics as: Why Do Lenders Do the Things They Do? Cash — Trying to Beat the Rules When Bad Credit Can Be Forgiven L-T-V (Loan-to-Value) Means R-E-S-P-E-C-T The ABCs of FRMs, ARMs, FHAs, GEMs, and TILs The Different Types of Properties The Different Types of Lenders — the Good, the Bad, and the Ugly Packed with real-life examples, proven advice, sample forms, and hard-won experience, this comprehensive guide will help you make intelligent, informed decisions about getting a mortgage.


Book Synopsis How to Get the Best Home Loan by : W. Frazier Bell

Download or read book How to Get the Best Home Loan written by W. Frazier Bell and published by Wiley. This book was released on 1992-08-17 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: A mortgage banker and former realtor reveals the secrets of the mortgage process… You can save yourself hundreds — maybe even thousands of dollars — by arming yourself with the information you’ll find in this book. W. Frazier Bell, a longtime mortgage banking industry insider, trainer, and former realtor, demystifies the mortgage lending process. In plain language, he explains everything you’ll need to know to get the right loan at the right price from the right lender. Once you understand the process, you’ll know how to save time and money. In How to Get the Best Home Loan, you will discover clear, nontechnical explanations of such topics as: Why Do Lenders Do the Things They Do? Cash — Trying to Beat the Rules When Bad Credit Can Be Forgiven L-T-V (Loan-to-Value) Means R-E-S-P-E-C-T The ABCs of FRMs, ARMs, FHAs, GEMs, and TILs The Different Types of Properties The Different Types of Lenders — the Good, the Bad, and the Ugly Packed with real-life examples, proven advice, sample forms, and hard-won experience, this comprehensive guide will help you make intelligent, informed decisions about getting a mortgage.


The White Coat Investor

The White Coat Investor

Author: James M. Dahle

Publisher: White Coat Investor LLC the

Published: 2014-01

Total Pages: 160

ISBN-13: 9780991433100

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Written by a practicing emergency physician, The White Coat Investor is a high-yield manual that specifically deals with the financial issues facing medical students, residents, physicians, dentists, and similar high-income professionals. Doctors are highly-educated and extensively trained at making difficult diagnoses and performing life saving procedures. However, they receive little to no training in business, personal finance, investing, insurance, taxes, estate planning, and asset protection. This book fills in the gaps and will teach you to use your high income to escape from your student loans, provide for your family, build wealth, and stop getting ripped off by unscrupulous financial professionals. Straight talk and clear explanations allow the book to be easily digested by a novice to the subject matter yet the book also contains advanced concepts specific to physicians you won't find in other financial books. This book will teach you how to: Graduate from medical school with as little debt as possible Escape from student loans within two to five years of residency graduation Purchase the right types and amounts of insurance Decide when to buy a house and how much to spend on it Learn to invest in a sensible, low-cost and effective manner with or without the assistance of an advisor Avoid investments which are designed to be sold, not bought Select advisors who give great service and advice at a fair price Become a millionaire within five to ten years of residency graduation Use a "Backdoor Roth IRA" and "Stealth IRA" to boost your retirement funds and decrease your taxes Protect your hard-won assets from professional and personal lawsuits Avoid estate taxes, avoid probate, and ensure your children and your money go where you want when you die Minimize your tax burden, keeping more of your hard-earned money Decide between an employee job and an independent contractor job Choose between sole proprietorship, Limited Liability Company, S Corporation, and C Corporation Take a look at the first pages of the book by clicking on the Look Inside feature Praise For The White Coat Investor "Much of my financial planning practice is helping doctors to correct mistakes that reading this book would have avoided in the first place." - Allan S. Roth, MBA, CPA, CFP(R), Author of How a Second Grader Beats Wall Street "Jim Dahle has done a lot of thinking about the peculiar financial problems facing physicians, and you, lucky reader, are about to reap the bounty of both his experience and his research." - William J. Bernstein, MD, Author of The Investor's Manifesto and seven other investing books "This book should be in every career counselor's office and delivered with every medical degree." - Rick Van Ness, Author of Common Sense Investing "The White Coat Investor provides an expert consult for your finances. I now feel confident I can be a millionaire at 40 without feeling like a jerk." - Joe Jones, DO "Jim Dahle has done for physician financial illiteracy what penicillin did for neurosyphilis." - Dennis Bethel, MD "An excellent practical personal finance guide for physicians in training and in practice from a non biased source we can actually trust." - Greg E Wilde, M.D Scroll up, click the buy button, and get started today!


Book Synopsis The White Coat Investor by : James M. Dahle

Download or read book The White Coat Investor written by James M. Dahle and published by White Coat Investor LLC the. This book was released on 2014-01 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt: Written by a practicing emergency physician, The White Coat Investor is a high-yield manual that specifically deals with the financial issues facing medical students, residents, physicians, dentists, and similar high-income professionals. Doctors are highly-educated and extensively trained at making difficult diagnoses and performing life saving procedures. However, they receive little to no training in business, personal finance, investing, insurance, taxes, estate planning, and asset protection. This book fills in the gaps and will teach you to use your high income to escape from your student loans, provide for your family, build wealth, and stop getting ripped off by unscrupulous financial professionals. Straight talk and clear explanations allow the book to be easily digested by a novice to the subject matter yet the book also contains advanced concepts specific to physicians you won't find in other financial books. This book will teach you how to: Graduate from medical school with as little debt as possible Escape from student loans within two to five years of residency graduation Purchase the right types and amounts of insurance Decide when to buy a house and how much to spend on it Learn to invest in a sensible, low-cost and effective manner with or without the assistance of an advisor Avoid investments which are designed to be sold, not bought Select advisors who give great service and advice at a fair price Become a millionaire within five to ten years of residency graduation Use a "Backdoor Roth IRA" and "Stealth IRA" to boost your retirement funds and decrease your taxes Protect your hard-won assets from professional and personal lawsuits Avoid estate taxes, avoid probate, and ensure your children and your money go where you want when you die Minimize your tax burden, keeping more of your hard-earned money Decide between an employee job and an independent contractor job Choose between sole proprietorship, Limited Liability Company, S Corporation, and C Corporation Take a look at the first pages of the book by clicking on the Look Inside feature Praise For The White Coat Investor "Much of my financial planning practice is helping doctors to correct mistakes that reading this book would have avoided in the first place." - Allan S. Roth, MBA, CPA, CFP(R), Author of How a Second Grader Beats Wall Street "Jim Dahle has done a lot of thinking about the peculiar financial problems facing physicians, and you, lucky reader, are about to reap the bounty of both his experience and his research." - William J. Bernstein, MD, Author of The Investor's Manifesto and seven other investing books "This book should be in every career counselor's office and delivered with every medical degree." - Rick Van Ness, Author of Common Sense Investing "The White Coat Investor provides an expert consult for your finances. I now feel confident I can be a millionaire at 40 without feeling like a jerk." - Joe Jones, DO "Jim Dahle has done for physician financial illiteracy what penicillin did for neurosyphilis." - Dennis Bethel, MD "An excellent practical personal finance guide for physicians in training and in practice from a non biased source we can actually trust." - Greg E Wilde, M.D Scroll up, click the buy button, and get started today!


Essential Advice for Buying Your First Home and Navigating Through the Mortgage Loan Process

Essential Advice for Buying Your First Home and Navigating Through the Mortgage Loan Process

Author: Diana Donnelly

Publisher:

Published: 2022-07-24

Total Pages: 0

ISBN-13:

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Book Synopsis Essential Advice for Buying Your First Home and Navigating Through the Mortgage Loan Process by : Diana Donnelly

Download or read book Essential Advice for Buying Your First Home and Navigating Through the Mortgage Loan Process written by Diana Donnelly and published by . This book was released on 2022-07-24 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:


100 Questions Every First-Time Home Buyer Should Ask, Fourth Edition

100 Questions Every First-Time Home Buyer Should Ask, Fourth Edition

Author: Ilyce R. Glink

Publisher: Crown

Published: 2018-02-13

Total Pages: 482

ISBN-13: 1524763438

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From the most trusted name in real estate, a new and fully updated edition of the indispensable guide that helps first-time buyers land the home of their dreams What does "location, location, location" really mean? How do I decide what to offer on a house? What exactly is the closing? Buying a home is one of the most important decisions in any person's life. It will be the place where you plant your roots, come home after a long day, raise a family, or make a successful investment. But how, with everything from student loans and an uncertain marketplace stacked against you, do you get to that idyllic future? In 100 Questions Every First-Time Home Buyer Should Ask, Ilyce Glink, one of the most trusted names in real estate, answers all of your questions about home buying--and some you didn't know you had--and takes you on a personal journey from open houses to moving day. Weaving together advice from top brokers around the country with illustrative stories and her own unparalleled expertise, 100 Questions is a one-stop shop to getting the home of your dreams.


Book Synopsis 100 Questions Every First-Time Home Buyer Should Ask, Fourth Edition by : Ilyce R. Glink

Download or read book 100 Questions Every First-Time Home Buyer Should Ask, Fourth Edition written by Ilyce R. Glink and published by Crown. This book was released on 2018-02-13 with total page 482 pages. Available in PDF, EPUB and Kindle. Book excerpt: From the most trusted name in real estate, a new and fully updated edition of the indispensable guide that helps first-time buyers land the home of their dreams What does "location, location, location" really mean? How do I decide what to offer on a house? What exactly is the closing? Buying a home is one of the most important decisions in any person's life. It will be the place where you plant your roots, come home after a long day, raise a family, or make a successful investment. But how, with everything from student loans and an uncertain marketplace stacked against you, do you get to that idyllic future? In 100 Questions Every First-Time Home Buyer Should Ask, Ilyce Glink, one of the most trusted names in real estate, answers all of your questions about home buying--and some you didn't know you had--and takes you on a personal journey from open houses to moving day. Weaving together advice from top brokers around the country with illustrative stories and her own unparalleled expertise, 100 Questions is a one-stop shop to getting the home of your dreams.