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American state and Canadian provincial governments have dealt with rapidly rising auto insurance rates in different ways over the last two decades, a difference many attribute to variances in political pressure exerted by interest groups such as trial attorneys and insurance companies. Edward L. Lascher, Jr., argues that we must consider two additional factors: the importance of politicians’ beliefs about the potential success of various solutions and the role of governmental institutions. Using case studies from both sides of the border, Lascher shows how different explanations of the problem and different political structures affect insurance reform. In his conclusion, Lascher moves beyond auto insurance to draw implications for regulation and policymaking in other areas.
Book Synopsis The Politics of Automobile Insurance Reform by : Edward L. Lascher Jr.
Download or read book The Politics of Automobile Insurance Reform written by Edward L. Lascher Jr. and published by Georgetown University Press. This book was released on 1999-07-21 with total page 164 pages. Available in PDF, EPUB and Kindle. Book excerpt: American state and Canadian provincial governments have dealt with rapidly rising auto insurance rates in different ways over the last two decades, a difference many attribute to variances in political pressure exerted by interest groups such as trial attorneys and insurance companies. Edward L. Lascher, Jr., argues that we must consider two additional factors: the importance of politicians’ beliefs about the potential success of various solutions and the role of governmental institutions. Using case studies from both sides of the border, Lascher shows how different explanations of the problem and different political structures affect insurance reform. In his conclusion, Lascher moves beyond auto insurance to draw implications for regulation and policymaking in other areas.
In Highway Robbery Peter Kinzler delivers a fast-paced behind-the-scenes account of two federal legislative efforts twenty years apart—one from the political left and one from the right—to reform America’s auto insurance system to make it fairer and more affordable. He explains how the legislation was designed to achieve those objectives and describes the political challenge of trying to overcome the entrenched special interest opposition of those who stood to lose billions—trial lawyers and insurers—if the new no-fault system were adopted. Highway Robbery provides readers with both a primer on how fault and liability auto insurance, no-fault, and no-fault choice insurance policies work and who benefits most from which system. Peter Kinzler, with years of experience as a congressional staffer and in the private sector, is the perfect guide through these important policy and political fights, enlivened with revealing firsthand sketches of the legislators, staffers, academics, and lobbyists who played major roles in these attempts as well as their interplay with each other. Drawing upon his decades of engagement with the issues, Kinzler shows how thoughtful and skilled members of Congress, good staff, and thorough academic research can lay the groundwork for important reform legislation; in doing so he provides a model for restoring Congress’s effectiveness, whenever it chooses to resume exercising its constitutional authority as the legislative branch of government. Highway Robbery details how the trial bar used the levers of political power first to undermine state no-fault laws and then to use the weaknesses they had implemented in the laws to undermine passage of federal legislation. It also describes the surprising alliance in opposition between the trial bar and famed consumer advocate Ralph Nader. No-fault continues to hold the promise of better compensation and dramatic premium reductions, with the largest savings available to those who need them most—low- and moderate-income drivers. The most likely scenario for further federal consideration of auto insurance reform would be in the context of congressional action on universal health insurance.
Book Synopsis Highway Robbery by : Peter Kinzler
Download or read book Highway Robbery written by Peter Kinzler and published by University Press of Kansas. This book was released on 2021-06-23 with total page 308 pages. Available in PDF, EPUB and Kindle. Book excerpt: In Highway Robbery Peter Kinzler delivers a fast-paced behind-the-scenes account of two federal legislative efforts twenty years apart—one from the political left and one from the right—to reform America’s auto insurance system to make it fairer and more affordable. He explains how the legislation was designed to achieve those objectives and describes the political challenge of trying to overcome the entrenched special interest opposition of those who stood to lose billions—trial lawyers and insurers—if the new no-fault system were adopted. Highway Robbery provides readers with both a primer on how fault and liability auto insurance, no-fault, and no-fault choice insurance policies work and who benefits most from which system. Peter Kinzler, with years of experience as a congressional staffer and in the private sector, is the perfect guide through these important policy and political fights, enlivened with revealing firsthand sketches of the legislators, staffers, academics, and lobbyists who played major roles in these attempts as well as their interplay with each other. Drawing upon his decades of engagement with the issues, Kinzler shows how thoughtful and skilled members of Congress, good staff, and thorough academic research can lay the groundwork for important reform legislation; in doing so he provides a model for restoring Congress’s effectiveness, whenever it chooses to resume exercising its constitutional authority as the legislative branch of government. Highway Robbery details how the trial bar used the levers of political power first to undermine state no-fault laws and then to use the weaknesses they had implemented in the laws to undermine passage of federal legislation. It also describes the surprising alliance in opposition between the trial bar and famed consumer advocate Ralph Nader. No-fault continues to hold the promise of better compensation and dramatic premium reductions, with the largest savings available to those who need them most—low- and moderate-income drivers. The most likely scenario for further federal consideration of auto insurance reform would be in the context of congressional action on universal health insurance.
Book Synopsis Automobile Insurance Reform and Cost Savings by : United States. Congress. Senate. Committee on Commerce
Download or read book Automobile Insurance Reform and Cost Savings written by United States. Congress. Senate. Committee on Commerce and published by . This book was released on 1971 with total page 1212 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Automobile Insurance Reform and Cost Savings: May 6, 7, 10, and 11, 1971 by : United States. Congress. Senate. Committee on Commerce
Download or read book Automobile Insurance Reform and Cost Savings: May 6, 7, 10, and 11, 1971 written by United States. Congress. Senate. Committee on Commerce and published by . This book was released on 1971 with total page 582 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Automobile Insurance Reform and Cost Savings by : United States. Congress. Senate. Committee on Commerce. Subcommittee on Surface Transportation
Download or read book Automobile Insurance Reform and Cost Savings written by United States. Congress. Senate. Committee on Commerce. Subcommittee on Surface Transportation and published by . This book was released on 1971 with total page 1444 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Automobile Insurance Reform and Cost Savings: May 12, 13, 14, 28, and June 16, 1971 by : United States. Congress. Senate. Committee on Commerce
Download or read book Automobile Insurance Reform and Cost Savings: May 12, 13, 14, 28, and June 16, 1971 written by United States. Congress. Senate. Committee on Commerce and published by . This book was released on 1971 with total page 634 pages. Available in PDF, EPUB and Kindle. Book excerpt:
The auto insurance mess is complex and politically charged. Even rates for good drivers have spiraled out of sight, and reforms have been blocked by special interest groups. In this timely guide, Berte offers bold solutions and strategies that will enable insurance buyers to reform the system.
Book Synopsis Hit Me--I Need the Money! by : Marjorie M. Berte
Download or read book Hit Me--I Need the Money! written by Marjorie M. Berte and published by San Francisco, Calif. : ICS Press. This book was released on 1991 with total page 216 pages. Available in PDF, EPUB and Kindle. Book excerpt: The auto insurance mess is complex and politically charged. Even rates for good drivers have spiraled out of sight, and reforms have been blocked by special interest groups. In this timely guide, Berte offers bold solutions and strategies that will enable insurance buyers to reform the system.
Book Synopsis Automobile Insurance Reform and Cost Savings, Hearings Before by : United States. Congress. Senate. Commerce
Download or read book Automobile Insurance Reform and Cost Savings, Hearings Before written by United States. Congress. Senate. Commerce and published by . This book was released on 1971 with total page 594 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Automobile Insurance Reform by : United States. Congress. Joint Economic Committee
Download or read book Automobile Insurance Reform written by United States. Congress. Joint Economic Committee and published by . This book was released on 1997 with total page 164 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Auto Insurance Reform by : United States. Congress. Senate. Committee on Commerce, Science, and Transportation
Download or read book Auto Insurance Reform written by United States. Congress. Senate. Committee on Commerce, Science, and Transportation and published by . This book was released on 2001 with total page 142 pages. Available in PDF, EPUB and Kindle. Book excerpt: