The Student Aid Game

The Student Aid Game

Author: Michael McPherson

Publisher: Princeton University Press

Published: 2021-05-11

Total Pages: 176

ISBN-13: 0691230919

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Student aid in higher education has recently become a hot-button issue. Parents trying to pay for their children's education, college administrators competing for students, and even President Bill Clinton, whose recently proposed tax breaks for college would change sharply the federal government's financial commitment to higher education, have staked a claim in its resolution. In The Student Aid Game, Michael McPherson and Morton Owen Schapiro explain how both colleges and governments are struggling to cope with a rapidly changing marketplace, and show how sound policies can help preserve the strengths and remedy some emerging weaknesses of American higher education. McPherson and Schapiro offer a detailed look at how undergraduate education is financed in the United States, highlighting differences across sectors and for students of differing family backgrounds. They review the implications of recent financing trends for access to and choice of undergraduate college and gauge the implications of these national trends for the future of college opportunity. The authors examine how student aid fits into college budgets, how aid and pricing decisions are shaped by government higher education policies, and how competition has radically reshaped the way colleges think about the strategic role of student aid. Of particular interest is the issue of merit aid. McPherson and Schapiro consider the attractions and pitfalls of merit aid from the viewpoint of students, institutions, and society. The Student Aid Game concludes with an examination of policy options for both government and individual institutions. McPherson and Schapiro argue that the federal government needs to keep its attention focused on providing access to college for needy students, while colleges themselves need to constrain their search for strategic advantage by sticking to aid and admission policies they are willing to articulate and defend publicly.


Book Synopsis The Student Aid Game by : Michael McPherson

Download or read book The Student Aid Game written by Michael McPherson and published by Princeton University Press. This book was released on 2021-05-11 with total page 176 pages. Available in PDF, EPUB and Kindle. Book excerpt: Student aid in higher education has recently become a hot-button issue. Parents trying to pay for their children's education, college administrators competing for students, and even President Bill Clinton, whose recently proposed tax breaks for college would change sharply the federal government's financial commitment to higher education, have staked a claim in its resolution. In The Student Aid Game, Michael McPherson and Morton Owen Schapiro explain how both colleges and governments are struggling to cope with a rapidly changing marketplace, and show how sound policies can help preserve the strengths and remedy some emerging weaknesses of American higher education. McPherson and Schapiro offer a detailed look at how undergraduate education is financed in the United States, highlighting differences across sectors and for students of differing family backgrounds. They review the implications of recent financing trends for access to and choice of undergraduate college and gauge the implications of these national trends for the future of college opportunity. The authors examine how student aid fits into college budgets, how aid and pricing decisions are shaped by government higher education policies, and how competition has radically reshaped the way colleges think about the strategic role of student aid. Of particular interest is the issue of merit aid. McPherson and Schapiro consider the attractions and pitfalls of merit aid from the viewpoint of students, institutions, and society. The Student Aid Game concludes with an examination of policy options for both government and individual institutions. McPherson and Schapiro argue that the federal government needs to keep its attention focused on providing access to college for needy students, while colleges themselves need to constrain their search for strategic advantage by sticking to aid and admission policies they are willing to articulate and defend publicly.

The Student Aid Game

The Student Aid Game

Author: Michael S. McPherson

Publisher:

Published: 1998

Total Pages: 161

ISBN-13: 9780691057835

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Student aid in higher education has recently become a hot-button issue. Parents trying to pay for their children's education, college administrators competing for students, and even President Bill Clinton, whose recently proposed tax breaks for college would change sharply the federal government's financial commitment to higher education, have staked a claim in its resolution. In The Student Aid Game, Michael McPherson and Morton Owen Schapiro explain how both colleges and governments are struggling to cope with a rapidly changing marketplace, and show how sound policies can help preserve the strengths and remedy some emerging weaknesses of American higher education. McPherson and Schapiro offer a detailed look at how undergraduate education is financed in the United States, highlighting differences across sectors and for students of differing family backgrounds. They review the implications of recent financing trends for access to and choice of undergraduate college and gauge the implications of these national trends for the future of college opportunity. The authors examine how student aid fits into college budgets, how aid and pricing decisions are shaped by government higher education policies, and how competition has radically reshaped the way colleges think about the strategic role of student aid. Of particular interest is the issue of merit aid. McPherson and Schapiro consider the attractions and pitfalls of merit aid from the viewpoint of students, institutions, and society. The Student Aid Game concludes with an examination of policy options for both government and individual institutions. McPherson and Schapiro argue that the federal government needs to keep its attention focused on providing access to college for needy students, while colleges themselves need to constrain their search for strategic advantage by sticking to aid and admission policies they are willing to articulate and defend publicly.


Book Synopsis The Student Aid Game by : Michael S. McPherson

Download or read book The Student Aid Game written by Michael S. McPherson and published by . This book was released on 1998 with total page 161 pages. Available in PDF, EPUB and Kindle. Book excerpt: Student aid in higher education has recently become a hot-button issue. Parents trying to pay for their children's education, college administrators competing for students, and even President Bill Clinton, whose recently proposed tax breaks for college would change sharply the federal government's financial commitment to higher education, have staked a claim in its resolution. In The Student Aid Game, Michael McPherson and Morton Owen Schapiro explain how both colleges and governments are struggling to cope with a rapidly changing marketplace, and show how sound policies can help preserve the strengths and remedy some emerging weaknesses of American higher education. McPherson and Schapiro offer a detailed look at how undergraduate education is financed in the United States, highlighting differences across sectors and for students of differing family backgrounds. They review the implications of recent financing trends for access to and choice of undergraduate college and gauge the implications of these national trends for the future of college opportunity. The authors examine how student aid fits into college budgets, how aid and pricing decisions are shaped by government higher education policies, and how competition has radically reshaped the way colleges think about the strategic role of student aid. Of particular interest is the issue of merit aid. McPherson and Schapiro consider the attractions and pitfalls of merit aid from the viewpoint of students, institutions, and society. The Student Aid Game concludes with an examination of policy options for both government and individual institutions. McPherson and Schapiro argue that the federal government needs to keep its attention focused on providing access to college for needy students, while colleges themselves need to constrain their search for strategic advantage by sticking to aid and admission policies they are willing to articulate and defend publicly.

Game of Loans

Game of Loans

Author: Beth Akers

Publisher: Princeton University Press

Published: 2018-05-29

Total Pages: 192

ISBN-13: 0691181101

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Why fears about a looming student loan crisis are unfounded—and how they obscure what's really wrong with student lending College tuition and student debt levels have been rising at an alarming pace for at least two decades. These trends, coupled with an economy weakened by a major recession, have raised serious questions about whether we are headed for a major crisis, with borrowers defaulting on their loans in unprecedented numbers and taxpayers being forced to foot the bill. Game of Loans draws on new evidence to explain why such fears are misplaced—and how the popular myth of a looming crisis has obscured the real problems facing student lending in America. Bringing needed clarity to an issue that concerns all of us, Beth Akers and Matthew Chingos cut through the sensationalism and misleading rhetoric to make the compelling case that college remains a good investment for most students. They show how, in fact, typical borrowers face affordable debt burdens, and argue that the truly serious cases of financial hardship portrayed in the media are less common than the popular narrative would have us believe. But there are more troubling problems with student loans that don't receive the same attention. They include high rates of avoidable defaults by students who take on loans but don’t finish college—the riskiest segment of borrowers—and a dysfunctional market where competition among colleges drives tuition costs up instead of down. Persuasive and compelling, Game of Loans moves beyond the emotionally charged and politicized talk surrounding student debt, and offers a set of sensible policy proposals that can solve the real problems in student lending.


Book Synopsis Game of Loans by : Beth Akers

Download or read book Game of Loans written by Beth Akers and published by Princeton University Press. This book was released on 2018-05-29 with total page 192 pages. Available in PDF, EPUB and Kindle. Book excerpt: Why fears about a looming student loan crisis are unfounded—and how they obscure what's really wrong with student lending College tuition and student debt levels have been rising at an alarming pace for at least two decades. These trends, coupled with an economy weakened by a major recession, have raised serious questions about whether we are headed for a major crisis, with borrowers defaulting on their loans in unprecedented numbers and taxpayers being forced to foot the bill. Game of Loans draws on new evidence to explain why such fears are misplaced—and how the popular myth of a looming crisis has obscured the real problems facing student lending in America. Bringing needed clarity to an issue that concerns all of us, Beth Akers and Matthew Chingos cut through the sensationalism and misleading rhetoric to make the compelling case that college remains a good investment for most students. They show how, in fact, typical borrowers face affordable debt burdens, and argue that the truly serious cases of financial hardship portrayed in the media are less common than the popular narrative would have us believe. But there are more troubling problems with student loans that don't receive the same attention. They include high rates of avoidable defaults by students who take on loans but don’t finish college—the riskiest segment of borrowers—and a dysfunctional market where competition among colleges drives tuition costs up instead of down. Persuasive and compelling, Game of Loans moves beyond the emotionally charged and politicized talk surrounding student debt, and offers a set of sensible policy proposals that can solve the real problems in student lending.

The Real World of College

The Real World of College

Author: Wendy Fischman

Publisher: MIT Press

Published: 2023-08-01

Total Pages: 406

ISBN-13: 0262547260

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Why higher education in the United States has lost its way, and how universities and colleges can focus sharply on their core mission. For The Real World of College, Wendy Fischman and Howard Gardner analyzed in-depth interviews with more than 2,000 students, alumni, faculty, administrators, parents, trustees, and others, which were conducted at ten institutions ranging from highly selective liberal arts colleges to less-selective state schools. What they found challenged characterizations in the media: students are not preoccupied by political correctness, free speech, or even the cost of college. They are most concerned about their GPA and their resumes; they see jobs and earning potential as more important than learning. Many say they face mental health challenges, fear that they don’t belong, and feel a deep sense of alienation. Given this daily reality for students, has higher education lost its way? Fischman and Gardner contend that US universities and colleges must focus sharply on their core educational mission. Fischman and Gardner, both recognized authorities on education and learning, argue that higher education in the United States has lost sight of its principal reason for existing: not vocational training, not the provision of campus amenities, but to increase what Fischman and Gardner call “higher education capital”—to help students think well and broadly, express themselves clearly, explore new areas, and be open to possible transformations. Fischman and Gardner offer cogent recommendations for how every college can become a community of learners who are open to change as thinkers, citizens, and human beings.


Book Synopsis The Real World of College by : Wendy Fischman

Download or read book The Real World of College written by Wendy Fischman and published by MIT Press. This book was released on 2023-08-01 with total page 406 pages. Available in PDF, EPUB and Kindle. Book excerpt: Why higher education in the United States has lost its way, and how universities and colleges can focus sharply on their core mission. For The Real World of College, Wendy Fischman and Howard Gardner analyzed in-depth interviews with more than 2,000 students, alumni, faculty, administrators, parents, trustees, and others, which were conducted at ten institutions ranging from highly selective liberal arts colleges to less-selective state schools. What they found challenged characterizations in the media: students are not preoccupied by political correctness, free speech, or even the cost of college. They are most concerned about their GPA and their resumes; they see jobs and earning potential as more important than learning. Many say they face mental health challenges, fear that they don’t belong, and feel a deep sense of alienation. Given this daily reality for students, has higher education lost its way? Fischman and Gardner contend that US universities and colleges must focus sharply on their core educational mission. Fischman and Gardner, both recognized authorities on education and learning, argue that higher education in the United States has lost sight of its principal reason for existing: not vocational training, not the provision of campus amenities, but to increase what Fischman and Gardner call “higher education capital”—to help students think well and broadly, express themselves clearly, explore new areas, and be open to possible transformations. Fischman and Gardner offer cogent recommendations for how every college can become a community of learners who are open to change as thinkers, citizens, and human beings.

Leveling the Playing Field

Leveling the Playing Field

Author: Robert K. Fullinwider

Publisher: Rowman & Littlefield Publishers

Published: 2004-03-19

Total Pages: 279

ISBN-13: 1461638828

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Leveling the Playing Field examines the admissions policies of contemporary American colleges and universities in light of the assumption that enhancing the educational opportunities of lower-income and minority students would make American society more just. It asks how current admissions policies affect the prospects of such students, and it evaluates alternative approaches. The book treats a variety of topics relevant to answering these questions. What does it mean to reward people according to merit? Is the American system of higher education a meritocracy, and should it be? How do the missions of contemporary institutions of higher education bear on admissions? What are the implications of the Supreme Court's landmark affirmative action decisions of 2003? What is the proper role and significance of standardized tests like the SAT? How does 'lower' education prepare students, or fail to, for higher education? In answering these questions, the book examines legacy preference, early admissions policies, financial aid, the test-prep industry, college counseling, and athletics, evaluating their effects on the distribution of higher education in the United States, not only for lower-income and minority students but for college-bound students in general.


Book Synopsis Leveling the Playing Field by : Robert K. Fullinwider

Download or read book Leveling the Playing Field written by Robert K. Fullinwider and published by Rowman & Littlefield Publishers. This book was released on 2004-03-19 with total page 279 pages. Available in PDF, EPUB and Kindle. Book excerpt: Leveling the Playing Field examines the admissions policies of contemporary American colleges and universities in light of the assumption that enhancing the educational opportunities of lower-income and minority students would make American society more just. It asks how current admissions policies affect the prospects of such students, and it evaluates alternative approaches. The book treats a variety of topics relevant to answering these questions. What does it mean to reward people according to merit? Is the American system of higher education a meritocracy, and should it be? How do the missions of contemporary institutions of higher education bear on admissions? What are the implications of the Supreme Court's landmark affirmative action decisions of 2003? What is the proper role and significance of standardized tests like the SAT? How does 'lower' education prepare students, or fail to, for higher education? In answering these questions, the book examines legacy preference, early admissions policies, financial aid, the test-prep industry, college counseling, and athletics, evaluating their effects on the distribution of higher education in the United States, not only for lower-income and minority students but for college-bound students in general.

Redesigning the Financial Aid System

Redesigning the Financial Aid System

Author: Robert B. Archibald

Publisher: JHU Press

Published: 2003-05-22

Total Pages: 268

ISBN-13: 0801877598

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As the cost of higher education continues to rise, students and their families find it increasingly difficult to navigate the financial aid maze. In Redesigning the Financial Aid System, economist Robert Archibald examines the history of the system and its current flaws, and he makes a radical proposal for changing the structure of the system. Archibald argues that one of the problems with the current model—in which universities are responsible for the majority of grants while the federal government provides student loans—is that a student cannot know the final price of attending a given institution until after he or she has applied, been accepted, and received a financial aid offer. As a result, students remain largely uninformed about the cost of their college educations until very late in the decision-making process and so have difficulty making a timely choice. In addition, financial aid information is kept private, creating confusion over the price of a college education and the role of financial aid. Under Archibald's proposed reforms, the federal government would assess a student's financial need and provide need-based grants, while institutions would be responsible for guaranteeing student loans. Not only would this new system demystify financial aid and allow students to be better informed about the cost of college earlier in the process, but it would greatly simplify the application procedure and prevent financial aid allocation from contributing to the problem of rising tuition costs. Archibald's clear explanation of the current system—its impact, strengths, and weaknesses—as well as his plans for reform, will be of interest to educators, administrators, students, and parents.


Book Synopsis Redesigning the Financial Aid System by : Robert B. Archibald

Download or read book Redesigning the Financial Aid System written by Robert B. Archibald and published by JHU Press. This book was released on 2003-05-22 with total page 268 pages. Available in PDF, EPUB and Kindle. Book excerpt: As the cost of higher education continues to rise, students and their families find it increasingly difficult to navigate the financial aid maze. In Redesigning the Financial Aid System, economist Robert Archibald examines the history of the system and its current flaws, and he makes a radical proposal for changing the structure of the system. Archibald argues that one of the problems with the current model—in which universities are responsible for the majority of grants while the federal government provides student loans—is that a student cannot know the final price of attending a given institution until after he or she has applied, been accepted, and received a financial aid offer. As a result, students remain largely uninformed about the cost of their college educations until very late in the decision-making process and so have difficulty making a timely choice. In addition, financial aid information is kept private, creating confusion over the price of a college education and the role of financial aid. Under Archibald's proposed reforms, the federal government would assess a student's financial need and provide need-based grants, while institutions would be responsible for guaranteeing student loans. Not only would this new system demystify financial aid and allow students to be better informed about the cost of college earlier in the process, but it would greatly simplify the application procedure and prevent financial aid allocation from contributing to the problem of rising tuition costs. Archibald's clear explanation of the current system—its impact, strengths, and weaknesses—as well as his plans for reform, will be of interest to educators, administrators, students, and parents.

Money, Marbles, Or Chalk

Money, Marbles, Or Chalk

Author: Roland Keene

Publisher:

Published: 1975

Total Pages: 384

ISBN-13:

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Covering all forms of financial assistance to students--gifts, loans, and work--this first comprehensive book on the subject takes a hard look at what is going on in American colleges and universities. The twenty-eight original essays, written for the volume, are especially timely for two reasons: first, institutions of higher education, both public and private, have a heightened interest in institutional finan­cial support from all sources, including that available from student tuition (and thus indirectly from student financial-aid sources); and second, state and federal agencies, especially Congress, are review­ing and revising the aid programs which they sponsor (a matter of grave concern to institutions which depend on such funds for a substantial portion of their incomes). Divided into five parts, the work cov­ers the philosophy and history of finan­cial aid to students in American univer­sities and colleges, the various programs currently in force, the organization and administration of student financial assis­tance, professional careers open to ad­visors, counselors, and administrators, and an overview summing up the ideas and recommendations of the distinguished pro­fessionals who have contributed to the volume. Though addressed primarily to admin­istrators and to students of higher educa­tion, the book should be read by policy-makers--by college and university presidents and deans, by trustees, and by state and federal legislators.


Book Synopsis Money, Marbles, Or Chalk by : Roland Keene

Download or read book Money, Marbles, Or Chalk written by Roland Keene and published by . This book was released on 1975 with total page 384 pages. Available in PDF, EPUB and Kindle. Book excerpt: Covering all forms of financial assistance to students--gifts, loans, and work--this first comprehensive book on the subject takes a hard look at what is going on in American colleges and universities. The twenty-eight original essays, written for the volume, are especially timely for two reasons: first, institutions of higher education, both public and private, have a heightened interest in institutional finan­cial support from all sources, including that available from student tuition (and thus indirectly from student financial-aid sources); and second, state and federal agencies, especially Congress, are review­ing and revising the aid programs which they sponsor (a matter of grave concern to institutions which depend on such funds for a substantial portion of their incomes). Divided into five parts, the work cov­ers the philosophy and history of finan­cial aid to students in American univer­sities and colleges, the various programs currently in force, the organization and administration of student financial assis­tance, professional careers open to ad­visors, counselors, and administrators, and an overview summing up the ideas and recommendations of the distinguished pro­fessionals who have contributed to the volume. Though addressed primarily to admin­istrators and to students of higher educa­tion, the book should be read by policy-makers--by college and university presidents and deans, by trustees, and by state and federal legislators.

Student Loans in China

Student Loans in China

Author: Baoyan Cheng

Publisher: Lexington Books

Published: 2011-03-24

Total Pages: 170

ISBN-13: 0739145525

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Providing the most updated information on the current financial aid system, especially the Government-subsidized Student Loan Program, in China, this book employs a multi-perspective approach to studying this loan program. Adopting an interdisciplinary framework, the book goes beyond examining the technical aspects of setting up a student loan program; it puts the loan program in a larger context of social stratification, equality and social justice.


Book Synopsis Student Loans in China by : Baoyan Cheng

Download or read book Student Loans in China written by Baoyan Cheng and published by Lexington Books. This book was released on 2011-03-24 with total page 170 pages. Available in PDF, EPUB and Kindle. Book excerpt: Providing the most updated information on the current financial aid system, especially the Government-subsidized Student Loan Program, in China, this book employs a multi-perspective approach to studying this loan program. Adopting an interdisciplinary framework, the book goes beyond examining the technical aspects of setting up a student loan program; it puts the loan program in a larger context of social stratification, equality and social justice.

The College Game: How Anyone Can Get a University Education - And Afford It

The College Game: How Anyone Can Get a University Education - And Afford It

Author: William Kibler

Publisher: Independently Published

Published: 2018-08

Total Pages: 324

ISBN-13: 9781717933935

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College admissions today is a game. Those that don't know the rules, lose. The author, William Kibler, has over twelve years experience in college admissions and has placed students from Maine to California and Washington to Florida. This work is meant to encapsulate the entire admissions and financial aid processes. The book addresses basic terminology, the impact of grades and test scores, how to make a student more appealing and more competitive, the impact of athletics on admissions and financial aid, a four year plan in high school, competitions, personal statements, college visits, college fairs, interviews, applications and getting more financial aid especially for middle class families. A university education is the doorway to more opportunities in life. This book is designed to give a student the keys to attaining the best universities and colleges at the best prices. The book offers a specific road map from the beginning of high school to freshman induction at the university. Knowing how to navigate the rules of the college game has the potential to save a family tens of thousands of dollars for higher education.


Book Synopsis The College Game: How Anyone Can Get a University Education - And Afford It by : William Kibler

Download or read book The College Game: How Anyone Can Get a University Education - And Afford It written by William Kibler and published by Independently Published. This book was released on 2018-08 with total page 324 pages. Available in PDF, EPUB and Kindle. Book excerpt: College admissions today is a game. Those that don't know the rules, lose. The author, William Kibler, has over twelve years experience in college admissions and has placed students from Maine to California and Washington to Florida. This work is meant to encapsulate the entire admissions and financial aid processes. The book addresses basic terminology, the impact of grades and test scores, how to make a student more appealing and more competitive, the impact of athletics on admissions and financial aid, a four year plan in high school, competitions, personal statements, college visits, college fairs, interviews, applications and getting more financial aid especially for middle class families. A university education is the doorway to more opportunities in life. This book is designed to give a student the keys to attaining the best universities and colleges at the best prices. The book offers a specific road map from the beginning of high school to freshman induction at the university. Knowing how to navigate the rules of the college game has the potential to save a family tens of thousands of dollars for higher education.

Rising Cost of College Tuition and the Effectiveness of Government Financial Aid

Rising Cost of College Tuition and the Effectiveness of Government Financial Aid

Author: United States. Congress. Senate. Committee on Governmental Affairs

Publisher:

Published: 2000

Total Pages: 324

ISBN-13:

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Book Synopsis Rising Cost of College Tuition and the Effectiveness of Government Financial Aid by : United States. Congress. Senate. Committee on Governmental Affairs

Download or read book Rising Cost of College Tuition and the Effectiveness of Government Financial Aid written by United States. Congress. Senate. Committee on Governmental Affairs and published by . This book was released on 2000 with total page 324 pages. Available in PDF, EPUB and Kindle. Book excerpt: